ND lenders / Community Bank
Security First Bank of North Dakota
Community Bank · New Salem, ND · Oliver Bcorp Inc
- Total assets
- $296.6M
- CRE loan book
- $88.9M
- QoQ CRE growth
- -6.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.46% as of Q1 2026 — TX bank median 4.87% (1.59pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.46% | 6.22% |
| Q4 2025 | 6.29% | 6.33% |
| Q3 2025 | 6.46% | 6.61% |
| Q2 2025 | 6.51% | 6.64% |
| Q1 2025 | 6.06% | 6.12% |
| Q4 2024 | 6.13% | 6.42% |
| Q3 2024 | 6.17% | 6.55% |
| Q2 2024 | 5.91% | 6.28% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $88.9M | $23.7M | $14.5M | 137% | $2.2M |
| Q4 2025 | $94.9M | $23.8M | $14.7M | 147% | $2.3M |
| Q3 2025 | $107.5M | $26.7M | $12.5M | 150% | $4.3M |
| Q2 2025 | $104.5M | $24.7M | $12.6M | 150% | $4.5M |
| Q1 2025 | $104.1M | $25.2M | $12.0M | 151% | $4.5M |
| Q4 2024 | $103.2M | $25.2M | $11.3M | 153% | $4.5M |
| Q3 2024 | $102.3M | $24.3M | $11.1M | 147% | $0 |
| Q2 2024 | $102.3M | $24.1M | $10.0M | 150% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Kensington BankCommunity Bank · Kensington · $88.9M CRE book
- First National Bank in DeRidderCommunity Bank · Deridder · $88.5M CRE book
- McClain BankCommunity Bank · Purcell · $88.5M CRE book
- Security State BankCommunity Bank · Basin · $89.4M CRE book
- Bank of MiltonCommunity Bank · Milton · $89.4M CRE book
See all alternatives to Security First Bank of North Dakota →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.