NY lenders / Regional Bank
Community Bank, National Association
Regional Bank · Canton, NY · Community Financial System Inc
- Total assets
- $17.4B
- CRE loan book
- $3.6B
- QoQ CRE growth
- 3.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.27% as of Q1 2026 — TX bank median 4.87% (0.41pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.27% | 5.60% |
| Q4 2025 | 5.34% | 5.71% |
| Q3 2025 | 5.36% | 5.74% |
| Q2 2025 | 5.21% | 5.60% |
| Q1 2025 | 5.12% | 5.49% |
| Q4 2024 | 5.40% | 5.60% |
| Q3 2024 | 5.21% | 5.54% |
| Q2 2024 | 5.02% | 5.35% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.6B | $373.1M | $906.8M | 193% | $5.4M |
| Q4 2025 | $3.4B | $350.0M | $889.4M | 190% | $6.9M |
| Q3 2025 | $3.4B | $367.7M | $874.5M | 187% | $7.8M |
| Q2 2025 | $3.3B | $369.7M | $780.8M | 184% | $8.3M |
| Q1 2025 | $3.3B | $369.9M | $796.2M | 190% | $31.3M |
| Q4 2024 | $3.4B | $448.0M | $722.8M | 198% | $31.9M |
| Q3 2024 | $3.3B | $395.8M | $695.7M | 198% | $21.7M |
| Q2 2024 | $3.2B | $392.5M | $664.6M | 197% | $15.5M |
Similar lenders
Other regional banks we track with a comparable CRE book size.
- First Commonwealth BankRegional Bank · Indiana · $3.6B CRE book
- Origin BankRegional Bank · Choudrant · $3.6B CRE book
- Washington Trust BankRegional Bank · Spokane · $3.5B CRE book
- FirstBank Puerto RicoRegional Bank · Santurce · $3.4B CRE book
- TriState Capital BankRegional Bank · Pittsburgh · $3.4B CRE book
See all alternatives to Community Bank, National Association →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.