PA lenders / Regional Bank
First Commonwealth Bank
Regional Bank · Indiana, PA · First Commonwealth Finl Corp
- Total assets
- $12.2B
- CRE loan book
- $3.6B
- QoQ CRE growth
- -6.6%
- Q1 2026
Recorded CRE activity — oh-stark County
35 commercial deeds of trust recorded recently, verified from county records.
- Sep 17, 2026 · unknownundisclosed
- Sep 17, 2026 · unknownundisclosed
- Sep 10, 2026 · unknownundisclosed
- Sep 10, 2026 · unknownundisclosed
- Aug 24, 2026 · unknownundisclosed
- Aug 12, 2026 · unknownundisclosed
- Aug 11, 2026 · unknownundisclosed
- Aug 11, 2026 · unknownundisclosed
- Aug 11, 2026 · unknownundisclosed
- Aug 7, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
7 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.50% (7 variable / 0 fixed) · $4.2M total approved.
Borrower cities: Kingwood (2), League City (2), Stafford, San Antonio, Cedar Park.
Source: SBA 7(a) FOIA dataset · most recent approval Mar 24, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.64% as of Q1 2026 — TX bank median 4.87% (0.77pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.64% | 5.90% |
| Q4 2025 | 5.91% | 6.14% |
| Q3 2025 | 5.87% | 6.10% |
| Q2 2025 | 5.86% | 6.10% |
| Q1 2025 | 5.46% | 5.82% |
| Q4 2024 | 5.61% | 6.00% |
| Q3 2024 | 5.71% | 6.09% |
| Q2 2024 | 5.68% | 6.00% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.6B | $455.0M | $606.2M | 209% | $33.9M |
| Q4 2025 | $3.9B | $506.1M | $617.9M | 223% | $32.1M |
| Q3 2025 | $3.9B | $466.6M | $656.2M | 224% | $31.6M |
| Q2 2025 | $3.8B | $469.4M | $645.0M | 228% | $33.2M |
| Q1 2025 | $3.7B | $511.3M | $639.5M | 228% | $28.5M |
| Q4 2024 | $3.6B | $515.0M | $597.1M | 229% | $34.6M |
| Q3 2024 | $3.6B | $570.6M | $540.4M | 232% | $49.0M |
| Q2 2024 | $3.6B | $571.7M | $590.5M | 238% | $33.6M |
Signals
Recent news
- What Is Behind First Commonwealth Financial (NYSE:FCF) Banking Activity? - Kalkine Media — Coverage of First Commonwealth Bank related to commercial real estate and lending reported by kalkinemedia.com.Sep 30, 2026
- As some companies downsize in Downtown, First Commonwealth Bank renews lease at Union Trust Building - Pittsburgh Post-Gazette — Coverage of First Commonwealth Bank related to commercial real estate and lending reported by post-gazette.com.Aug 26, 2026
- First Commonwealth Financial Q2 Earnings Call Highlights - TradingView — Coverage of First Commonwealth Bank related to earnings reported by tradingview.com.Jul 30, 2026
- First Commonwealth Financial Corporation Reports Second Quarter 2026 Net Income of $44.6 Million, Diluted EPS of $0.44, and Announced Additional $75 Million Share Repurchase Program - quiverquant.com — Coverage of First Commonwealth Bank related to commercial real estate and lending reported by quiverquant.com.Jul 28, 2026
- First Commonwealth Bank taps S&T veteran to lead Northern Ohio commercial banking operations - The Business Journals — Coverage of First Commonwealth Bank related to commercial real estate and lending reported by bizjournals.com.Jun 11, 2026
- SPE Motorsport/Snyder Properties & Cattle LLC partners with First Commonwealth Bank for expansion goals - The Business Journals — Coverage of First Commonwealth Bank related to commercial real estate and lending reported by bizjournals.com.Jun 1, 2026
- First Commonwealth Bank announces regional partner for Northern Ohio | Local News - WFMJ — Coverage of First Commonwealth Bank related to commercial real estate and lending reported by wfmj.com.May 19, 2026
Similar lenders
Other regional banks we track with a comparable CRE book size.
- Community Bank, National AssociationRegional Bank · Canton · $3.6B CRE book
- Origin BankRegional Bank · Choudrant · $3.6B CRE book
- Washington Trust BankRegional Bank · Spokane · $3.5B CRE book
- The Park National BankRegional Bank · Newark · $3.8B CRE book
- FirstBank Puerto RicoRegional Bank · Santurce · $3.4B CRE book
Markets where First Commonwealth Bank lends
First Commonwealth Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Sep 17, 2026 · Sources: FFIEC CDR, county records, first-party conversations.