NJ lenders / Community Bank
Freedom Bank
Community Bank · Maywood, NJ · Freedom Bcorp Inc
- Total assets
- $856.1M
- CRE loan book
- $563.7M
- QoQ CRE growth
- 2.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.37% as of Q1 2026 — TX bank median 4.87% (1.51pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.37% | 6.40% |
| Q4 2025 | 6.51% | 6.54% |
| Q3 2025 | 6.43% | 6.47% |
| Q2 2025 | 6.33% | 6.36% |
| Q1 2025 | 6.05% | 6.08% |
| Q4 2024 | 6.26% | 6.29% |
| Q3 2024 | 6.38% | 6.40% |
| Q2 2024 | 6.09% | 6.12% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $563.7M | $79.7M | $172.7M | 573% | $590,000 |
| Q4 2025 | $550.8M | $70.4M | $171.5M | 570% | $590,000 |
| Q3 2025 | $534.1M | $62.9M | $177.1M | 559% | $590,000 |
| Q2 2025 | $507.2M | $62.0M | $162.4M | 535% | $1.3M |
| Q1 2025 | $503.7M | $64.7M | $156.1M | 540% | $739,000 |
| Q4 2024 | $491.8M | $61.7M | $154.8M | 529% | $760,000 |
| Q3 2024 | $490.7M | $67.7M | $149.3M | 536% | $819,000 |
| Q2 2024 | $479.7M | $57.8M | $144.1M | 530% | $819,000 |
Signals
Recent news
- Freedom Bank names Petrie as executive vice president and chief lending officer - ROI-NJ — Coverage of Freedom Bank related to lending reported by roi-nj.com.Jul 7, 2026
- Freedom Bank Welcomes Sheila K. Stabile to Board of Directors - PR Newswire — Coverage of Freedom Bank related to commercial real estate and lending reported by prnewswire.com.Jun 25, 2026
- Freedom Bank Adds Technology Entrepreneur Purnachandra Dokku to Board of Directors - citybiz — Coverage of Freedom Bank related to commercial real estate and lending reported by citybiz.co.Jun 23, 2026
- Freedom Bank Appoints Purnachandra Dokku to Board of Directors - Morningstar — Coverage of Freedom Bank related to personnel moves reported by morningstar.com.Jun 23, 2026
Freedom Bank: frequently asked questions
- How large is Freedom Bank's commercial real estate loan book?
- As of Q1 2026, Freedom Bank reported $563.7M in commercial real estate loans out of $856.1M in total assets, per its FFIEC Call Report.
- Is Freedom Bank above the 300% CRE concentration guideline?
- Freedom Bank's CRE loans stood at 573% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is Freedom Bank growing or shrinking its CRE lending?
- Freedom Bank's CRE loan book grew 2.3% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- First State BankCommunity Bank · Gainesville · $564.3M CRE book
- Alliance Bank Central TexasCommunity Bank · Woodway · $568.1M CRE book
- Lincoln Savings BankCommunity Bank · Reinbeck · $569.5M CRE book
- Cornhusker BankCommunity Bank · Lincoln · $557.7M CRE book
- Commercial Bank of Texas, National AssociationCommunity Bank · Nacogdoches · $571.4M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.