TX lenders / Community Bank
Commercial Bank of Texas, National Association
Community Bank · Nacogdoches, TX · Nacogdoches Coml Bancshares
- Total assets
- $1.7B
- CRE loan book
- $571.4M
- QoQ CRE growth
- 5.1%
- Q1 2026
Recorded CRE activity — collin County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 26, 2026 · unknown$3.3M
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.28% as of Q1 2026 — TX bank median 6.76% (0.48pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.28% | 6.70% |
| Q4 2025 | 6.43% | 6.88% |
| Q3 2025 | 6.41% | 6.85% |
| Q2 2025 | 6.25% | 6.75% |
| Q1 2025 | 6.08% | 6.57% |
| Q4 2024 | 6.12% | 6.67% |
| Q3 2024 | 6.05% | 6.67% |
| Q2 2024 | 5.91% | 6.51% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $571.4M | $148.4M | $5.8M | 178% | $0 |
| Q4 2025 | $543.6M | $137.4M | $5.9M | 170% | $0 |
| Q3 2025 | $515.1M | $125.7M | $5.6M | 165% | $0 |
| Q2 2025 | $510.7M | $125.9M | $5.4M | 170% | $0 |
| Q1 2025 | $499.4M | $120.5M | $5.4M | 186% | $0 |
| Q4 2024 | $487.6M | $115.1M | $4.7M | 185% | $0 |
| Q3 2024 | $477.1M | $125.2M | $5.1M | 186% | $0 |
| Q2 2024 | $462.1M | $126.1M | $5.1M | 187% | $0 |
Commercial Bank of Texas, National Association: frequently asked questions
- How large is Commercial Bank of Texas, National Association's commercial real estate loan book?
- As of Q1 2026, Commercial Bank of Texas, National Association reported $571.4M in commercial real estate loans out of $1.7B in total assets, per its FFIEC Call Report.
- Is Commercial Bank of Texas, National Association above the 300% CRE concentration guideline?
- Commercial Bank of Texas, National Association's CRE loans stood at 178% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Commercial Bank of Texas, National Association growing or shrinking its CRE lending?
- Commercial Bank of Texas, National Association's CRE loan book grew 5.1% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Commercial Bank of Texas, National Association in recorded CRE lending?
- 1 commercial deed of trust naming Commercial Bank of Texas, National Association as lender has been recorded recently in collin County, verified from county records; the most recent was recorded Jun 26, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- First State BankCommunity Bank · Mendota · $572.0M CRE book
- Lincoln Savings BankCommunity Bank · Reinbeck · $569.5M CRE book
- Alliance Bank Central TexasCommunity Bank · Woodway · $568.1M CRE book
- Bank of WashingtonCommunity Bank · Washington · $576.0M CRE book
- Citizens BankCommunity Bank · Mukwonago · $577.1M CRE book
See all alternatives to Commercial Bank of Texas, National Association →
Markets where Commercial Bank of Texas, National Association lends
Commercial Bank of Texas, National Association has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.