RefiLoop Lender Data

MS lenders / Community Bank

Merchants & Marine Bank

Community Bank · Pascagoula, MS · Merchants&Marine Bcorp Inc

Total assets
$960.8M
CRE loan book
$249.4M
CRE concentration
156%
below the 300% supervisory guideline
QoQ CRE growth
-0.3%
Q1 2026

Observed rates

Real loans — SBA 7(a)

3 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 10.25% (3 variable / 0 fixed) · $5.3M total approved.

Source: SBA 7(a) FOIA dataset · most recent approval Nov 28, 2025. Loan-level government-guaranteed pricing; conventional CRE terms may differ.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$249.4M$59.7M$15.0M156%$4.1M
Q4 2025$250.2M$52.7M$20.1M156%$3.8M
Q3 2025$265.4M$56.8M$30.8M171%$3.4M
Q2 2025$265.5M$69.6M$27.7M177%$487,000
Q1 2025$263.0M$84.2M$14.2M173%$668,000
Q4 2024$268.8M$85.9M$14.2M178%$706,000
Q3 2024$254.1M$80.4M$3.0M165%$734,000
Q2 2024$247.8M$72.7M$3.0M159%$738,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.