RefiLoop Lender Data

NE lenders / Community Bank

Farmers and Merchants State Bank, Bloomfield, Nebraska

Community Bank · Bloomfield, NE · Lauritzen Investments Inc

Total assets
$225.1M
CRE loan book
$12.1M
CRE concentration
30%
below the 300% supervisory guideline
QoQ CRE growth
1.9%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 5.90% as of Q1 2026 — TX bank median 4.87% (1.04pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20265.90%6.01%
Q4 20255.92%6.38%
Q3 20255.92%6.47%
Q2 20255.75%6.34%
Q1 20255.61%6.00%
Q4 20245.59%6.30%
Q3 20245.54%6.36%
Q2 20245.44%6.20%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$12.1M$0$030%$0
Q4 2025$11.9M$0$031%$0
Q3 2025$11.6M$0$031%$0
Q2 2025$11.5M$0$029%$0
Q1 2025$10.0M$0$032%$0
Q4 2024$9.4M$0$031%$0
Q3 2024$9.8M$0$034%$0
Q2 2024$8.8M$0$021%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.