ND lenders / Community Bank
First Security Bank - West
Community Bank · Beulah, ND · Beulah Bcorp Inc
- Total assets
- $74.1M
- CRE loan book
- $12.4M
- QoQ CRE growth
- -17.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 4.82% as of Q1 2026 — TX bank median 4.87% (0.04pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 4.82% | 4.90% |
| Q4 2025 | 6.22% | 6.13% |
| Q3 2025 | 6.10% | 5.95% |
| Q2 2025 | 6.13% | 5.93% |
| Q1 2025 | 5.84% | 5.50% |
| Q4 2024 | 6.19% | 5.81% |
| Q3 2024 | 6.32% | 5.71% |
| Q2 2024 | 5.79% | 5.74% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $12.4M | $0 | $42,000 | 97% | $645,000 |
| Q4 2025 | $15.1M | $0 | $42,000 | 117% | $0 |
| Q3 2025 | $14.9M | $0 | $43,000 | 122% | $0 |
| Q2 2025 | $16.2M | $0 | $43,000 | 137% | $0 |
| Q1 2025 | $14.4M | $0 | $43,000 | 121% | $0 |
| Q4 2024 | $11.9M | $0 | $43,000 | 95% | $0 |
| Q3 2024 | $10.7M | $0 | $43,000 | 82% | $0 |
| Q2 2024 | $9.2M | $0 | $44,000 | 65% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Fidelity Federal Savings and Loan Association of DelawareCommunity Bank · Delaware · $12.6M CRE book
- State Bank of CherryCommunity Bank · Cherry · $12.6M CRE book
- First State Bank of Ben Wheeler, TexasCommunity Bank · Ben Wheeler · $12.6M CRE book
- First National Bank in PinckneyvilleCommunity Bank · Pinckneyville · $12.2M CRE book
- Calhoun County Bank, Inc.Community Bank · Grantsville · $12.8M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.