KS lenders / Community Bank
Farmers and Drovers Bank
Community Bank · Council Grove, KS · Farmers&Drovers Financial Corp
- Total assets
- $223.5M
- CRE loan book
- $11.7M
- QoQ CRE growth
- 7.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.34% as of Q1 2026 — TX bank median 4.87% (1.48pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.34% | 6.64% |
| Q4 2025 | 6.26% | 6.66% |
| Q3 2025 | 6.13% | 6.30% |
| Q2 2025 | 6.08% | 6.45% |
| Q1 2025 | 5.68% | 6.26% |
| Q4 2024 | 5.82% | 6.35% |
| Q3 2024 | 5.70% | 6.00% |
| Q2 2024 | 5.47% | 6.18% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $11.7M | $1.5M | $545,000 | 6% | $102,000 |
| Q4 2025 | $10.9M | $1.1M | $117,000 | 5% | $104,000 |
| Q3 2025 | $10.7M | $778,000 | $117,000 | 5% | $0 |
| Q2 2025 | $10.8M | $1.1M | $118,000 | 6% | $0 |
| Q1 2025 | $11.0M | $1.1M | $119,000 | 6% | $0 |
| Q4 2024 | $10.7M | $1.3M | $119,000 | 6% | $0 |
| Q3 2024 | $10.5M | $853,000 | $120,000 | 5% | $0 |
| Q2 2024 | $10.5M | $899,000 | $121,000 | 5% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The First National Bank of ManningCommunity Bank · Manning · $11.7M CRE book
- Security Savings BankCommunity Bank · Gowrie · $11.7M CRE book
- Bedford Loan & Deposit BankCommunity Bank · Bedford · $11.6M CRE book
- The First National Bank of Nevada, MissouriCommunity Bank · Nevada · $11.6M CRE book
- Wahoo State BankCommunity Bank · Wahoo · $11.5M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.