NC lenders / Community Bank
HomeTrust Bank
Community Bank · Asheville, NC · Hometrust Bancshares Inc
- Total assets
- $4.4B
- CRE loan book
- $1.8B
- QoQ CRE growth
- 0.5%
- Q1 2026
Recorded CRE activity — tarrant County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 10, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
4 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.25% (4 variable / 0 fixed) · $3.8M total approved.
Source: SBA 7(a) FOIA dataset · most recent approval Jan 30, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.22% as of Q1 2026 — TX bank median 4.87% (1.35pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.22% | 6.21% |
| Q4 2025 | 6.31% | 6.25% |
| Q3 2025 | 6.47% | 6.43% |
| Q2 2025 | 6.29% | 6.33% |
| Q1 2025 | 6.20% | 6.12% |
| Q4 2024 | 6.40% | 6.43% |
| Q3 2024 | 6.54% | 6.48% |
| Q2 2024 | 6.41% | 6.38% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.8B | $367.6M | $111.6M | 221% | $15.2M |
| Q4 2025 | $1.8B | $326.7M | $110.9M | 212% | $13.8M |
| Q3 2025 | $1.8B | $320.1M | $115.3M | 219% | $11.5M |
| Q2 2025 | $1.9B | $322.7M | $113.4M | 226% | $13.2M |
| Q1 2025 | $1.9B | $304.6M | $118.1M | 226% | $11.9M |
| Q4 2024 | $1.9B | $328.4M | $120.4M | 235% | $11.8M |
| Q3 2024 | $1.9B | $364.8M | $114.2M | 246% | $12.3M |
| Q2 2024 | $1.9B | $389.6M | $92.3M | 250% | $5.7M |
Signals
Recent news
- HTB|Hometrust Bancshares Ord Shs|Price:51.590|Chg%:+0.650 - TradingKey — Coverage of HomeTrust Bank related to commercial real estate and lending reported by tradingkey.com.Jul 30, 2026
- HTB|Hometrust Bancshares Ord Shs|Price:51.190|Chg%:+0.050 - TradingKey — Coverage of HomeTrust Bank related to commercial real estate and lending reported by tradingkey.com.Jul 27, 2026
- HomeTrust Bancshares, Inc. Announces Financial Results for - globenewswire.com — Coverage of HomeTrust Bank related to commercial real estate and lending reported by globenewswire.com.Jul 23, 2026
- HomeTrust Bank Adds Specialized Healthcare Banking Division - Yahoo Finance — Coverage of HomeTrust Bank related to commercial real estate and lending reported by finance.yahoo.com.Jul 7, 2026
HomeTrust Bank: frequently asked questions
- How large is HomeTrust Bank's commercial real estate loan book?
- As of Q1 2026, HomeTrust Bank reported $1.8B in commercial real estate loans out of $4.4B in total assets, per its FFIEC Call Report.
- Is HomeTrust Bank above the 300% CRE concentration guideline?
- HomeTrust Bank's CRE loans stood at 221% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is HomeTrust Bank growing or shrinking its CRE lending?
- HomeTrust Bank's CRE loan book grew 0.5% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is HomeTrust Bank in recorded CRE lending?
- 1 commercial deed of trust naming HomeTrust Bank as lender has been recorded recently in tarrant County, verified from county records; the most recent was recorded Jun 10, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
Markets where HomeTrust Bank lends
HomeTrust Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.