RefiLoop Lender Data

NC lenders / Community Bank

Southern Bank and Trust Company

Community Bank · Mount Olive, NC · Southern Bancshares N C Inc

Total assets
$5.3B
CRE loan book
$1.8B
CRE concentration
159%
below the 300% supervisory guideline
QoQ CRE growth
2.5%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$1.8B$208.5M$113.3M159%$2.0M
Q4 2025$1.7B$227.8M$109.9M161%$2.4M
Q3 2025$1.7B$233.6M$107.2M157%$2.6M
Q2 2025$1.6B$229.3M$100.3M160%$3.2M
Q1 2025$1.6B$218.1M$99.8M159%$3.5M
Q4 2024$1.6B$217.1M$99.6M162%$3.7M
Q3 2024$1.6B$227.4M$101.5M168%$3.8M
Q2 2024$1.6B$239.7M$101.7M174%$4.0M

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.