OH lenders / Community Bank
Civista Bank
Community Bank · Sandusky, OH · Civista Bancshares Inc
- Total assets
- $4.3B
- CRE loan book
- $1.9B
- QoQ CRE growth
- -1.7%
- Q1 2026
Recorded CRE activity — oh-cuyahoga County
4 commercial deeds of trust recorded recently, verified from county records.
- Aug 10, 2026 · unknownundisclosed
- Aug 6, 2026 · unknownundisclosed
- Jul 27, 2026 · unknownundisclosed
- Jul 7, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.92% as of Q1 2026 — TX bank median 4.87% (1.05pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.92% | 6.07% |
| Q4 2025 | 6.05% | 6.55% |
| Q3 2025 | 6.12% | 6.12% |
| Q2 2025 | 5.97% | 6.31% |
| Q1 2025 | 5.87% | 6.16% |
| Q4 2024 | 5.98% | 6.16% |
| Q3 2024 | 5.99% | 6.18% |
| Q2 2024 | 5.89% | 6.07% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.9B | $254.3M | $320.7M | 261% | $10.2M |
| Q4 2025 | $1.9B | $285.1M | $312.6M | 275% | $11.9M |
| Q3 2025 | $1.9B | $278.2M | $315.7M | 287% | $4.0M |
| Q2 2025 | $1.9B | $277.6M | $340.8M | 356% | $3.5M |
| Q1 2025 | $1.9B | $297.6M | $333.2M | 362% | $11.2M |
| Q4 2024 | $1.9B | $306.0M | $317.2M | 364% | $10.6M |
| Q3 2024 | $1.9B | $318.1M | $299.7M | 362% | $3.1M |
| Q2 2024 | $1.9B | $283.4M | $295.1M | 367% | $3.4M |
Signals
Recent news
- Civista Bancshares Highlights Q2 Results at KBW Conference - The Globe and Mail — Coverage of Civista Bank related to commercial real estate and lending reported by theglobeandmail.com.Jul 25, 2026
- Civista Bancshares Q2 Earnings Call Highlights - TradingView — Coverage of Civista Bank related to earnings reported by es.tradingview.com.Jul 23, 2026
- Civista Bancshares, Inc. Announces Second-Quarter 2026 Net Income of $14.3 million, up $3.3 million from Second-Quarter 2025 - PR Newswire — Coverage of Civista Bank related to commercial real estate and lending reported by prnewswire.com.Jul 23, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- First BankCommunity Bank · St. Louis · $1.9B CRE book
- First Financial Bank, National AssociationCommunity Bank · Terre Haute · $1.9B CRE book
- WestStar BankCommunity Bank · El Paso · $1.8B CRE book
- Bar Harbor Bank & TrustCommunity Bank · Bar Harbor · $2.0B CRE book
- ChoiceOne BankCommunity Bank · Sparta · $1.7B CRE book
Last updated Aug 10, 2026 · Sources: FFIEC CDR, county records, first-party conversations.