RefiLoop Lender Data

MS lenders / Community Bank

Planters Bank & Trust Company

Community Bank · Indianola, MS · Planters Holding Co

Total assets
$2.7B
CRE loan book
$973.6M
CRE concentration
260%
below the 300% supervisory guideline
QoQ CRE growth
36.4%
Q1 2026

Recorded CRE activity — smith County

3 commercial deeds of trust recorded recently, verified from county records.

  • Jul 9, 2026 · unknownundisclosed
  • Jul 6, 2026 · unknownundisclosed
  • Jul 2, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 7.42% as of Q1 2026 — TX bank median 4.87% (2.55pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20267.42%7.60%
Q4 20256.53%6.67%
Q3 20256.44%6.74%
Q2 20256.31%6.56%
Q1 20256.21%6.38%
Q4 20246.29%6.54%
Q3 20246.28%6.65%
Q2 20246.13%6.47%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

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CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$973.6M$164.4M$106.4M260%$2.9M
Q4 2025$713.8M$89.4M$100.9M241%$537,000
Q3 2025$706.8M$88.2M$99.8M246%$510,000
Q2 2025$711.3M$89.6M$113.5M247%$526,000
Q1 2025$730.6M$96.8M$119.6M261%$647,000
Q4 2024$719.2M$99.3M$118.3M252%$439,000
Q3 2024$732.2M$123.6M$107.4M260%$593,000
Q2 2024$726.6M$128.7M$100.1M267%$763,000

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Last updated Jul 9, 2026 · Sources: FFIEC CDR, county records, first-party conversations.