MO lenders / Community Bank
HNB National Bank
Community Bank · Hannibal, MO · R Dean Phillips Bk Tr Dated 11-19-2004
- Total assets
- $995.4M
- CRE loan book
- $234.9M
- QoQ CRE growth
- 2.8%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.65% as of Q1 2026 — TX bank median 4.87% (1.79pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.65% | 6.83% |
| Q4 2025 | 6.66% | 6.86% |
| Q3 2025 | 6.71% | 6.97% |
| Q2 2025 | 6.64% | 6.90% |
| Q1 2025 | 6.58% | 6.77% |
| Q4 2024 | 6.73% | 6.91% |
| Q3 2024 | 6.75% | 7.03% |
| Q2 2024 | 6.67% | 6.88% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $234.9M | $69.1M | $17.6M | 130% | $7,000 |
| Q4 2025 | $228.4M | $66.3M | $16.6M | 133% | $8,000 |
| Q3 2025 | $218.1M | $58.3M | $16.0M | 127% | $0 |
| Q2 2025 | $214.3M | $58.4M | $15.9M | 129% | $10,000 |
| Q1 2025 | $220.5M | $68.7M | $16.4M | 140% | $11,000 |
| Q4 2024 | $222.4M | $72.0M | $14.3M | 144% | $12,000 |
| Q3 2024 | $220.6M | $69.2M | $11.4M | 142% | $0 |
| Q2 2024 | $205.4M | $63.3M | $8.6M | 134% | $92,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First State BankCommunity Bank · Russellville · $234.9M CRE book
- First Community BankCommunity Bank · Harbor Springs · $236.9M CRE book
- The Bank of New GlarusCommunity Bank · New Glarus · $228.8M CRE book
- The New Washington State BankCommunity Bank · New Washington · $227.0M CRE book
- Farmers Bank and Trust CompanyCommunity Bank · Marion · $243.7M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.