RefiLoop Lender Data

MI lenders / Community Bank

First Community Bank

Community Bank · Harbor Springs, MI · Harbor Springs Financial Corp

Total assets
$414.0M
CRE loan book
$236.9M
CRE concentration
282%
below the 300% supervisory guideline
QoQ CRE growth
3.9%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$236.9M$15.2M$23.3M282%$0
Q4 2025$228.0M$17.7M$18.3M274%$0
Q3 2025$223.1M$15.5M$17.4M263%$0
Q2 2025$225.8M$12.7M$17.9M274%$0
Q1 2025$222.6M$12.6M$18.7M268%$0
Q4 2024$215.5M$15.0M$18.2M283%$0
Q3 2024$219.3M$21.2M$17.9M287%$0
Q2 2024$214.2M$19.6M$17.6M280%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.