RefiLoop Lender Data

AR lenders / Community Bank

First State Bank

Community Bank · Russellville, AR · First State Banking Corp

Total assets
$612.1M
CRE loan book
$234.9M
CRE concentration
241%
below the 300% supervisory guideline
QoQ CRE growth
2.5%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.61% as of Q1 2026 — TX bank median 4.87% (1.75pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.61%6.66%
Q4 20256.83%6.91%
Q3 20256.80%6.91%
Q2 20256.54%6.66%
Q1 20256.43%6.59%
Q4 20246.67%6.80%
Q3 20246.54%6.79%
Q2 20246.29%6.58%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$234.9M$38.4M$25.8M241%$49,000
Q4 2025$229.3M$33.0M$30.5M229%$0
Q3 2025$228.3M$32.4M$30.6M235%$0
Q2 2025$222.8M$34.3M$26.6M235%$0
Q1 2025$216.9M$37.8M$26.6M232%$0
Q4 2024$218.3M$39.3M$26.5M242%$0
Q3 2024$206.0M$38.5M$19.0M236%$0
Q2 2024$187.7M$41.1M$15.3M216%$0

Signals

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.