MO lenders / Community Bank
Citizens Bank
Community Bank · New Haven, MO · Citizens Financial Group Inc
- Total assets
- $362.4M
- CRE loan book
- $190.0M
- QoQ CRE growth
- -0.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.12% as of Q1 2026 — TX bank median 4.87% (1.25pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.12% | 6.17% |
| Q4 2025 | 6.30% | 6.30% |
| Q3 2025 | 6.28% | 6.35% |
| Q2 2025 | 6.19% | 6.21% |
| Q1 2025 | 6.09% | 6.11% |
| Q4 2024 | 6.18% | 6.27% |
| Q3 2024 | 6.15% | 6.24% |
| Q2 2024 | 6.00% | 6.12% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $190.0M | $51.6M | $30.3M | 326% | $7.4M |
| Q4 2025 | $190.0M | $54.5M | $25.0M | 325% | $7.4M |
| Q3 2025 | $194.2M | $53.5M | $23.2M | 339% | $7.2M |
| Q2 2025 | $198.7M | $50.9M | $29.3M | 359% | $7.2M |
| Q1 2025 | $193.9M | $49.5M | $27.1M | 358% | $4.2M |
| Q4 2024 | $192.2M | $54.4M | $26.5M | 362% | $4.2M |
| Q3 2024 | $191.3M | $60.3M | $18.5M | 363% | $4.2M |
| Q2 2024 | $192.0M | $61.1M | $22.0M | 370% | $0 |
Signals
Recent news
- Citizens Bank exec Mark Lehmann makes no apologies for San Francisco - The Business Journals — Coverage of Citizens Bank related to commercial real estate and lending reported by bizjournals.com.Aug 21, 2026
- First Citizens Bank & Trust Expands San Diego Office Footprint - CommercialCafe — Coverage of Citizens Bank related to commercial real estate and lending reported by commercialcafe.com.Aug 14, 2026
- Revman International Secures $87MM from First Citizens Bank - ABF Journal — Coverage of Citizens Bank related to commercial real estate and lending reported by abfjournal.com.Aug 13, 2026
- Revman International Secures $87 million from First Citizens Bank - PR Newswire — Coverage of Citizens Bank related to commercial real estate and lending reported by prnewswire.com.Aug 12, 2026
- First Citizens Bank Acquires 2 Office Buildings - CommercialSearch — Coverage of Citizens Bank related to M&A activity reported by commercialsearch.com.Jul 31, 2026
- First Citizens Bank Expands San Diego Presence With Office Building Acquisition - citybiz — Coverage of Citizens Bank related to M&A activity reported by citybiz.co.Jul 30, 2026
- First Citizens Bank Purchases Office Buildings in San Diego - PR Newswire — Coverage of Citizens Bank related to commercial real estate and lending reported by prnewswire.com.Jul 30, 2026
- Citizens Bank Refis N.J. Industrial Property With $47M Loan - Commercial Observer — Coverage of Citizens Bank related to lending reported by commercialobserver.com.Jul 28, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers State BankCommunity Bank · Lagrange · $189.9M CRE book
- Cumberland Security Bank, Inc.Community Bank · Somerset · $190.4M CRE book
- First Pryority BankCommunity Bank · Pryor · $188.7M CRE book
- Union BankCommunity Bank · Grand Rapids · $191.4M CRE book
- First Lockhart BankCommunity Bank · Lockhart · $192.5M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.