LA lenders / Community Bank
Citizens Bank & Trust Company
Community Bank · Plaquemine, LA · Citizens Bcorp Inc
- Total assets
- $471.4M
- CRE loan book
- $212.0M
- QoQ CRE growth
- 1.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.50% as of Q1 2026 — TX bank median 4.87% (1.63pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.50% | 6.51% |
| Q4 2025 | 6.58% | 6.65% |
| Q3 2025 | 6.38% | 6.51% |
| Q2 2025 | 6.16% | 6.24% |
| Q1 2025 | 6.26% | 6.44% |
| Q4 2024 | 6.26% | 6.57% |
| Q3 2024 | 6.31% | 6.47% |
| Q2 2024 | 6.08% | 6.28% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $212.0M | $53.0M | $8.8M | 266% | $1.2M |
| Q4 2025 | $208.9M | $50.6M | $8.9M | 267% | $805,000 |
| Q3 2025 | $211.8M | $49.7M | $8.9M | 275% | $1.5M |
| Q2 2025 | $204.3M | $47.6M | $9.0M | 258% | $1.4M |
| Q1 2025 | $195.9M | $43.3M | $8.1M | 249% | $1.3M |
| Q4 2024 | $192.1M | $43.3M | $6.1M | 245% | $1.6M |
| Q3 2024 | $194.4M | $44.0M | $5.0M | 248% | $1.1M |
| Q2 2024 | $188.0M | $44.2M | $5.0M | 246% | $794,000 |
Signals
Recent news
- First Citizens Bank & Trust Expands San Diego Office Footprint - CommercialCafe — Coverage of Citizens Bank & Trust Company related to commercial real estate and lending reported by commercialcafe.com.Aug 14, 2026
- What First Citizens BancShares (FCNC.A)'s Strong Q2, Buybacks and Dividend Hike Mean For Shareholders - simplywall.st — Coverage of Citizens Bank & Trust Company related to commercial real estate and lending reported by simplywall.st.Aug 3, 2026
- First Citizens Bank Purchases Office Buildings in San Diego - PR Newswire — Coverage of Citizens Bank & Trust Company related to commercial real estate and lending reported by prnewswire.com.Jul 30, 2026
- Spotting Winners: First Citizens BancShares (NASDAQ:FCNCA) And Regional Banks Stocks In Q1 - StockStory — Coverage of Citizens Bank & Trust Company related to commercial real estate and lending reported by stockstory.org.Jun 15, 2026
- Spotting Winners: First Citizens BancShares (NASDAQ:FCNCA) And Regional Banks Stocks In Q1 - TradingView — Coverage of Citizens Bank & Trust Company related to commercial real estate and lending reported by tradingview.com.Jun 15, 2026
- First Citizens BancShares (FCNCA): Company Profile, Stock Price, News, Rankings - Fortune — Coverage of Citizens Bank & Trust Company related to commercial real estate and lending reported by fortune.com.Jun 3, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- BLC Community BankCommunity Bank · Little Chute · $213.1M CRE book
- Focus BankCommunity Bank · Charleston · $213.7M CRE book
- The Malvern National BankCommunity Bank · Malvern · $214.0M CRE book
- Peoples Exchange BankCommunity Bank · Winchester · $214.7M CRE book
- Solvay BankCommunity Bank · Solvay · $214.9M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.