MN lenders / Community Bank
Highland Bank
Community Bank · Saint Paul, MN · Highland Bancshares Inc
- Total assets
- $769.8M
- CRE loan book
- $288.5M
- QoQ CRE growth
- -0.2%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Aug 5, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.95% as of Q1 2026 — TX bank median 4.87% (1.09pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.95% | 6.20% |
| Q4 2025 | 6.05% | 6.38% |
| Q3 2025 | 6.23% | 6.66% |
| Q2 2025 | 5.89% | 6.28% |
| Q1 2025 | 6.06% | 6.45% |
| Q4 2024 | 6.11% | 6.54% |
| Q3 2024 | 6.19% | 6.55% |
| Q2 2024 | 5.96% | 6.38% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $288.5M | $11.7M | $10.5M | 263% | $1.5M |
| Q4 2025 | $289.0M | $11.9M | $10.6M | 265% | $0 |
| Q3 2025 | $302.7M | $9.9M | $10.5M | 269% | $5.9M |
| Q2 2025 | $301.4M | $8.4M | $10.0M | 267% | $5.9M |
| Q1 2025 | $303.0M | $7.2M | $11.0M | 265% | $0 |
| Q4 2024 | $299.9M | $5.9M | $11.1M | 265% | $37,000 |
| Q3 2024 | $306.2M | $15.3M | $11.0M | 276% | $0 |
| Q2 2024 | $309.7M | $14.9M | $11.1M | 274% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- United Prairie BankCommunity Bank · Mountain Lake · $288.9M CRE book
- United Bank of UnionCommunity Bank · Union · $289.1M CRE book
- Central Penn Bank & TrustCommunity Bank · Mifflinburg · $289.7M CRE book
- The Bank of Fayette CountyCommunity Bank · Piperton · $292.3M CRE book
- Texas Republic Bank, National AssociationCommunity Bank · Frisco · $284.6M CRE book
Markets where Highland Bank lends
Highland Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Aug 5, 2026 · Sources: FFIEC CDR, county records, first-party conversations.