MN lenders / Community Bank
First Southeast Bank
Community Bank · Harmony, MN · First Southeastern Banc Group
- Total assets
- $153.7M
- CRE loan book
- $22.6M
- QoQ CRE growth
- 4.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.70% as of Q1 2026 — TX bank median 4.87% (0.83pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.70% | 6.17% |
| Q4 2025 | 5.74% | 6.54% |
| Q3 2025 | 5.63% | 6.29% |
| Q2 2025 | 5.55% | 6.21% |
| Q1 2025 | 5.38% | 5.96% |
| Q4 2024 | 5.52% | 6.06% |
| Q3 2024 | 5.18% | 5.93% |
| Q2 2024 | 5.18% | 5.85% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $22.6M | $2.8M | $4.1M | 157% | $0 |
| Q4 2025 | $21.7M | $2.8M | $4.1M | 157% | $0 |
| Q3 2025 | $21.2M | $2.8M | $4.2M | 156% | $0 |
| Q2 2025 | $19.6M | $430,000 | $4.2M | 150% | $0 |
| Q1 2025 | $19.8M | $2.7M | $4.2M | 156% | $0 |
| Q4 2024 | $19.0M | $2.8M | $4.2M | 175% | $0 |
| Q3 2024 | $18.7M | $2.7M | $4.1M | 177% | $0 |
| Q2 2024 | $17.9M | $4.0M | $4.1M | 172% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Mount Vernon Bank and Trust CompanyCommunity Bank · Mount Vernon · $22.7M CRE book
- The Goose River BankCommunity Bank · Mayville · $22.4M CRE book
- The Citizens BankCommunity Bank · Morehead · $22.9M CRE book
- Producers Bank & TrustCommunity Bank · Mcgehee · $23.0M CRE book
- Bellevue State BankCommunity Bank · Bellevue · $22.2M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.