RefiLoop Lender Data

KY lenders / Community Bank

The Citizens Bank

Community Bank · Morehead, KY · Citizens Bcorp Morehead Inc

Total assets
$227.9M
CRE loan book
$22.9M
CRE concentration
49%
below the 300% supervisory guideline
QoQ CRE growth
2.4%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$22.9M$3.7M$3.8M49%$0
Q4 2025$22.3M$2.9M$5.1M49%$0
Q3 2025$22.1M$2.3M$5.2M49%$0
Q2 2025$21.9M$2.0M$4.9M46%$0
Q1 2025$22.3M$2.8M$5.0M51%$0
Q4 2024$23.5M$3.0M$5.4M76%$0
Q3 2024$25.1M$4.1M$5.4M82%$0
Q2 2024$24.5M$3.7M$5.5M82%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.