IA lenders / Community Bank
Mount Vernon Bank and Trust Company
Community Bank · Mount Vernon, IA · Mount Vernon Bcorp
- Total assets
- $195.6M
- CRE loan book
- $22.7M
- QoQ CRE growth
- 1.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.80% as of Q1 2026 — TX bank median 4.87% (0.94pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.80% | 6.08% |
| Q4 2025 | 5.84% | 6.13% |
| Q3 2025 | 5.66% | 6.02% |
| Q2 2025 | 5.62% | 5.94% |
| Q1 2025 | 5.40% | 5.78% |
| Q4 2024 | 5.36% | 5.77% |
| Q3 2024 | 5.32% | 5.72% |
| Q2 2024 | 5.07% | 5.46% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $22.7M | $5.0M | $667,000 | 58% | $0 |
| Q4 2025 | $22.5M | $5.3M | $671,000 | 65% | $0 |
| Q3 2025 | $20.1M | $3.2M | $724,000 | 57% | $0 |
| Q2 2025 | $18.8M | $2.2M | $737,000 | 53% | $0 |
| Q1 2025 | $18.0M | $2.2M | $747,000 | 51% | $0 |
| Q4 2024 | $18.6M | $2.3M | $755,000 | 54% | $0 |
| Q3 2024 | $18.9M | $2.7M | $760,000 | 55% | $0 |
| Q2 2024 | $18.7M | $3.8M | $651,000 | 54% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First Southeast BankCommunity Bank · Harmony · $22.6M CRE book
- The Citizens BankCommunity Bank · Morehead · $22.9M CRE book
- The Goose River BankCommunity Bank · Mayville · $22.4M CRE book
- Producers Bank & TrustCommunity Bank · Mcgehee · $23.0M CRE book
- Bellevue State BankCommunity Bank · Bellevue · $22.2M CRE book
See all alternatives to Mount Vernon Bank and Trust Company →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.