RefiLoop Lender Data

MN lenders / Community Bank

ESB Bank

Community Bank · Caledonia, MN · Eitzen Independents Inc

Total assets
$198.1M
CRE loan book
$32.2M
CRE concentration
137%
below the 300% supervisory guideline
QoQ CRE growth
0.4%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$32.2M$3.6M$6.4M137%$0
Q4 2025$32.0M$3.3M$6.5M139%$0
Q3 2025$33.1M$3.9M$5.9M141%$0
Q2 2025$32.1M$3.8M$6.1M133%$0
Q1 2025$30.2M$3.2M$5.1M122%$476,000
Q4 2024$26.9M$2.9M$4.7M108%$476,000
Q3 2024$28.4M$4.6M$4.7M119%$0
Q2 2024$27.1M$3.8M$4.8M111%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.