RefiLoop Lender Data

MN lenders / Community Bank

Citizens State Bank of Roseau

Community Bank · Roseau, MN · Roseau Realty Co Inc

Total assets
$286.0M
CRE loan book
$31.8M
CRE concentration
40%
below the 300% supervisory guideline
QoQ CRE growth
1.0%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$31.8M$6.7M$6.2M40%$111,000
Q4 2025$31.5M$6.9M$6.2M40%$111,000
Q3 2025$31.4M$6.8M$6.6M40%$0
Q2 2025$31.4M$7.3M$7.1M45%$200,000
Q1 2025$28.7M$7.4M$7.4M48%$354,000
Q4 2024$29.9M$7.9M$7.9M51%$525,000
Q3 2024$30.8M$8.4M$9.0M55%$622,000
Q2 2024$29.8M$8.7M$8.4M55%$665,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.