MO lenders / Community Bank
The Bank of Versailles
Community Bank · Versailles, MO · Bov Holding Co
- Total assets
- $350.1M
- CRE loan book
- $31.8M
- QoQ CRE growth
- 5.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.26% as of Q1 2026 — TX bank median 4.87% (0.39pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.26% | 5.28% |
| Q4 2025 | 5.34% | 5.37% |
| Q3 2025 | 5.32% | 5.35% |
| Q2 2025 | 5.13% | 5.16% |
| Q1 2025 | 5.00% | 5.03% |
| Q4 2024 | 5.00% | 5.02% |
| Q3 2024 | 4.91% | 4.94% |
| Q2 2024 | 4.74% | 4.77% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $31.8M | $18.4M | $2.0M | 43% | $0 |
| Q4 2025 | $30.2M | $17.0M | $2.0M | 42% | $0 |
| Q3 2025 | $30.2M | $16.4M | $2.1M | 41% | $0 |
| Q2 2025 | $31.9M | $17.7M | $2.2M | 45% | $0 |
| Q1 2025 | $30.5M | $16.0M | $2.2M | 42% | $0 |
| Q4 2024 | $30.0M | $15.0M | $2.2M | 42% | $0 |
| Q3 2024 | $28.6M | $14.7M | $1.7M | 41% | $0 |
| Q2 2024 | $29.1M | $14.6M | $1.7M | 43% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Citizens State Bank of RoseauCommunity Bank · Roseau · $31.8M CRE book
- Planters and Citizens BankCommunity Bank · Camilla · $31.7M CRE book
- The First National Bank and Trust Company of MiamiCommunity Bank · Miami · $31.7M CRE book
- Anchor D BankCommunity Bank · Texhoma · $32.0M CRE book
- Lee Bank and Trust CompanyCommunity Bank · Pennington Gap · $32.0M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.