MN lenders / Community Bank
Bonanza Valley State Bank
Community Bank · Brooten, MN
- Total assets
- $74.6M
- CRE loan book
- $8.3M
- QoQ CRE growth
- -4.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.06% as of Q1 2026 — TX bank median 4.87% (1.19pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.06% | 6.29% |
| Q4 2025 | 6.11% | 6.36% |
| Q3 2025 | 6.05% | 6.35% |
| Q2 2025 | 5.96% | 6.26% |
| Q1 2025 | 5.69% | 6.04% |
| Q4 2024 | 5.81% | 6.14% |
| Q3 2024 | 5.61% | 5.98% |
| Q2 2024 | 5.59% | 5.93% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $8.3M | $2.8M | $664,000 | 46% | $0 |
| Q4 2025 | $8.6M | $3.1M | $671,000 | 49% | $0 |
| Q3 2025 | $8.0M | $2.8M | $677,000 | 47% | $0 |
| Q2 2025 | $7.8M | $2.5M | $683,000 | 43% | $0 |
| Q1 2025 | $8.2M | $2.9M | $689,000 | 47% | $0 |
| Q4 2024 | $8.3M | $2.8M | $695,000 | 48% | $0 |
| Q3 2024 | $8.0M | $2.4M | $701,000 | 43% | $0 |
| Q2 2024 | $7.9M | $2.2M | $707,000 | 40% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Lyndon State BankCommunity Bank · Lyndon · $8.3M CRE book
- Stockmens National Bank in CotullaCommunity Bank · Cotulla · $8.3M CRE book
- Hustisford State BankCommunity Bank · Hustisford · $8.3M CRE book
- The Granville National BankCommunity Bank · Granville · $8.4M CRE book
- Bank of Dixon CountyCommunity Bank · Ponca · $8.4M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.