TX lenders / Community Bank
Stockmens National Bank in Cotulla
Community Bank · Cotulla, TX
- Total assets
- $121.4M
- CRE loan book
- $8.3M
- QoQ CRE growth
- -20.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 10.63% as of Q1 2026 — TX bank median 6.76% (3.87pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 10.63% | 9.90% |
| Q4 2025 | 7.00% | 7.73% |
| Q3 2025 | 7.33% | 8.17% |
| Q2 2025 | 7.26% | 8.07% |
| Q1 2025 | 7.02% | 7.98% |
| Q4 2024 | 7.65% | 8.43% |
| Q3 2024 | 7.92% | 8.75% |
| Q2 2024 | 7.89% | 8.80% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $8.3M | $4.0M | $0 | 58% | $0 |
| Q4 2025 | $10.4M | $6.2M | $0 | 79% | $1.1M |
| Q3 2025 | $9.9M | $4.6M | $0 | 68% | $1.1M |
| Q2 2025 | $9.8M | $4.5M | $0 | 71% | $1.0M |
| Q1 2025 | $9.9M | $4.0M | $0 | 69% | $936,000 |
| Q4 2024 | $7.8M | $3.6M | $0 | 54% | $932,000 |
| Q3 2024 | $9.8M | $6.3M | $0 | 64% | $0 |
| Q2 2024 | $9.5M | $6.0M | $0 | 62% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Lyndon State BankCommunity Bank · Lyndon · $8.3M CRE book
- Bank of AlapahaCommunity Bank · Alapaha · $8.3M CRE book
- Bonanza Valley State BankCommunity Bank · Brooten · $8.3M CRE book
- Peoples Bank of Moniteau CountyCommunity Bank · Jamestown · $8.3M CRE book
- Hustisford State BankCommunity Bank · Hustisford · $8.3M CRE book
See all alternatives to Stockmens National Bank in Cotulla →
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.