RefiLoop Lender Data

MI lenders / Community Bank

First State Bank

Community Bank · Eastpointe, MI · First State Financial Corp

Total assets
$1.3B
CRE loan book
$457.6M
CRE concentration
183%
below the 300% supervisory guideline
QoQ CRE growth
2.4%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$457.6M$63.7M$22.9M183%$697,000
Q4 2025$446.9M$61.4M$22.8M183%$0
Q3 2025$430.5M$51.5M$23.1M185%$0
Q2 2025$402.0M$46.3M$23.0M170%$80,000
Q1 2025$348.1M$37.0M$17.5M156%$80,000
Q4 2024$332.0M$27.5M$14.6M149%$110,000
Q3 2024$321.6M$26.9M$14.7M149%$0
Q2 2024$287.8M$24.7M$13.6M133%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.