TX lenders / Community Bank
NewFirst National Bank
Community Bank · El Campo, TX · Newfirst Financial Group Inc
- Total assets
- $956.0M
- CRE loan book
- $450.5M
- QoQ CRE growth
- -0.9%
- Q1 2026
Recorded CRE activity — harris County
7 commercial deeds of trust recorded recently, verified from county records.
- Aug 19, 2026 · unknownundisclosed
- Aug 17, 2026 · unknownundisclosed
- Aug 7, 2026 · unknownundisclosed
- Jul 29, 2026 · industrialundisclosed
- Jul 20, 2026 · unknownundisclosed
- Jul 17, 2026 · unknownundisclosed
- Jul 13, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.44% as of Q1 2026 — TX bank median 4.87% (2.58pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.44% | 7.55% |
| Q4 2025 | 7.50% | 7.55% |
| Q3 2025 | 7.71% | 7.92% |
| Q2 2025 | 7.56% | 7.68% |
| Q1 2025 | 7.42% | 7.56% |
| Q4 2024 | 7.59% | 7.83% |
| Q3 2024 | 7.63% | 7.89% |
| Q2 2024 | 7.56% | 7.85% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $450.5M | $142.8M | $20.8M | 291% | $880,000 |
| Q4 2025 | $454.4M | $139.8M | $21.0M | 300% | $1.5M |
| Q3 2025 | $450.6M | $135.0M | $16.2M | 299% | $365,000 |
| Q2 2025 | $463.1M | $130.0M | $18.3M | 309% | $1.1M |
| Q1 2025 | $471.3M | $127.9M | $18.4M | 309% | $1.1M |
| Q4 2024 | $459.8M | $151.1M | $16.4M | 317% | $883,000 |
| Q3 2024 | $456.1M | $157.3M | $16.4M | 302% | $860,000 |
| Q2 2024 | $440.0M | $136.8M | $16.1M | 301% | $116,000 |
NewFirst National Bank: frequently asked questions
- How large is NewFirst National Bank's commercial real estate loan book?
- As of Q1 2026, NewFirst National Bank reported $450.5M in commercial real estate loans out of $956.0M in total assets, per its FFIEC Call Report.
- Is NewFirst National Bank above the 300% CRE concentration guideline?
- NewFirst National Bank's CRE loans stood at 291% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is NewFirst National Bank growing or shrinking its CRE lending?
- NewFirst National Bank's CRE loan book shrank 0.9% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is NewFirst National Bank in recorded CRE lending?
- 7 commercial deeds of trust naming NewFirst National Bank as lender have been recorded recently in harris County, verified from county records; the most recent was recorded Aug 19, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
Markets where NewFirst National Bank lends
NewFirst National Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Aug 19, 2026 · Sources: FFIEC CDR, county records, first-party conversations.