RefiLoop Lender Data

MA lenders / Community Bank

OneUnited Bank

Community Bank · Boston, MA

Total assets
$609.0M
CRE loan book
$396.1M
CRE concentration
580%
above the 300% supervisory guideline
QoQ CRE growth
0.6%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 4.25% as of Q1 2026 — TX bank median 4.87% (0.62pp below median).

QuarterRE loan yieldAll loans & leases
Q1 20264.25%4.27%
Q4 20254.01%4.04%
Q3 20254.27%4.29%
Q2 20254.24%4.27%
Q1 20254.38%4.41%
Q4 20244.37%4.39%
Q3 20244.47%4.50%
Q2 20244.45%4.47%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$396.1M$0$394.3M580%$449,000
Q4 2025$393.8M$0$392.3M561%$450,000
Q3 2025$399.5M$0$397.7M562%$0
Q2 2025$397.6M$0$395.8M570%$0
Q1 2025$400.5M$0$398.7M577%$0
Q4 2024$398.2M$0$396.4M579%$0
Q3 2024$409.4M$0$407.6M598%$340,000
Q2 2024$421.3M$0$419.4M621%$2.5M

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Other community banks we track with a comparable CRE book size.

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.