IN lenders / Regional Bank
Merchants Bank of Indiana
Regional Bank · Carmel, IN · Merchants Bcorp
- Total assets
- $20.3B
- CRE loan book
- $6.3B
- QoQ CRE growth
- -4.6%
- Q1 2026
Observed rates
Real loans — SBA 7(a)
3 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.00% (3 variable / 0 fixed) · $4.3M total approved.
Source: SBA 7(a) FOIA dataset · most recent approval Feb 17, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $6.3B | $1.9B | $3.0B | 307% | $231.3M |
| Q4 2025 | $6.6B | $1.8B | $3.3B | 323% | $189.8M |
| Q3 2025 | $6.6B | $1.8B | $3.2B | 327% | $274.4M |
| Q2 2025 | $6.5B | $1.8B | $3.2B | 327% | $240.2M |
| Q1 2025 | $7.2B | $1.8B | $3.8B | 350% | $275.5M |
| Q4 2024 | $7.0B | $1.8B | $3.7B | 345% | $271.8M |
| Q3 2024 | $7.1B | $1.8B | $3.4B | 382% | $202.7M |
| Q2 2024 | $7.6B | $1.6B | $3.3B | 408% | $135.4M |
Similar lenders
Other regional banks we track with a comparable CRE book size.
- OceanFirst Bank, National AssociationRegional Bank · Toms River · $6.4B CRE book
- First National Bank of OmahaRegional Bank · Omaha · $6.4B CRE book
- Customers BankRegional Bank · Malvern · $6.1B CRE book
- Trustmark BankRegional Bank · Jackson · $6.5B CRE book
- Enterprise Bank & TrustRegional Bank · Clayton · $6.1B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.