IN lenders / Regional Bank
Merchants Bank of Indiana
Regional Bank · Carmel, IN · Merchants Bcorp
- Total assets
- $20.3B
- CRE loan book
- $6.3B
- QoQ CRE growth
- -4.6%
- Q1 2026
Recorded CRE activity — bexar County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 26, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
3 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.00% (3 variable / 0 fixed) · $4.3M total approved.
Source: SBA 7(a) FOIA dataset · most recent approval Feb 17, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.64% as of Q1 2026 — TX bank median 4.87% (1.78pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.64% | 5.84% |
| Q4 2025 | 7.29% | 6.91% |
| Q3 2025 | 7.47% | 6.88% |
| Q2 2025 | 7.70% | 7.00% |
| Q1 2025 | 7.30% | 6.60% |
| Q4 2024 | 7.94% | 7.43% |
| Q3 2024 | 8.51% | 8.05% |
| Q2 2024 | 9.38% | 7.95% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $6.3B | $1.9B | $3.0B | 307% | $231.3M |
| Q4 2025 | $6.6B | $1.8B | $3.3B | 323% | $189.8M |
| Q3 2025 | $6.6B | $1.8B | $3.2B | 327% | $274.4M |
| Q2 2025 | $6.5B | $1.8B | $3.2B | 327% | $240.2M |
| Q1 2025 | $7.2B | $1.8B | $3.8B | 350% | $275.5M |
| Q4 2024 | $7.0B | $1.8B | $3.7B | 345% | $271.8M |
| Q3 2024 | $7.1B | $1.8B | $3.4B | 382% | $202.7M |
| Q2 2024 | $7.6B | $1.6B | $3.3B | 408% | $135.4M |
Similar lenders
Other regional banks we track with a comparable CRE book size.
- OceanFirst Bank, National AssociationRegional Bank · Toms River · $6.4B CRE book
- First National Bank of OmahaRegional Bank · Omaha · $6.4B CRE book
- Customers BankRegional Bank · Malvern · $6.1B CRE book
- Trustmark BankRegional Bank · Jackson · $6.5B CRE book
- Enterprise Bank & TrustRegional Bank · Clayton · $6.1B CRE book
Markets where Merchants Bank of Indiana lends
Merchants Bank of Indiana has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
San Antonio
San Antonio (Bexar County)
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.