NJ lenders / Regional Bank
OceanFirst Bank, National Association
Regional Bank · Toms River, NJ · Oceanfirst Financial Corp
- Total assets
- $14.5B
- CRE loan book
- $6.4B
- QoQ CRE growth
- 1.4%
- Q1 2026
Recorded CRE activity — collin County
3 commercial deeds of trust recorded recently, verified from county records.
- Jul 6, 2026 · unknownundisclosed
- Jul 6, 2026 · unknownundisclosed
- Jun 17, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.01% as of Q1 2026 — TX bank median 4.87% (0.15pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.01% | 5.24% |
| Q4 2025 | 5.21% | 5.42% |
| Q3 2025 | 5.27% | 5.46% |
| Q2 2025 | 5.17% | 5.32% |
| Q1 2025 | 5.09% | 5.24% |
| Q4 2024 | 5.25% | 5.36% |
| Q3 2024 | 5.29% | 5.44% |
| Q2 2024 | 5.24% | 5.40% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $6.4B | $656.3M | $1.1B | 427% | $25.7M |
| Q4 2025 | $6.3B | $626.8M | $1.1B | 433% | $19.7M |
| Q3 2025 | $6.1B | $696.9M | $1.0B | 417% | $31.8M |
| Q2 2025 | $5.9B | $706.1M | $958.2M | 416% | $24.8M |
| Q1 2025 | $6.0B | $775.4M | $1.0B | 416% | $28.0M |
| Q4 2024 | $6.1B | $829.6M | $1.1B | 424% | $22.7M |
| Q3 2024 | $6.0B | $726.1M | $1.0B | 428% | $17.9M |
| Q2 2024 | $6.0B | $712.4M | $1.0B | 440% | $23.7M |
Signals
Similar lenders
Other regional banks we track with a comparable CRE book size.
- First National Bank of OmahaRegional Bank · Omaha · $6.4B CRE book
- Merchants Bank of IndianaRegional Bank · Carmel · $6.3B CRE book
- Trustmark BankRegional Bank · Jackson · $6.5B CRE book
- Citizens Business Bank, National AssociationRegional Bank · Ontario · $6.5B CRE book
- FirstBankRegional Bank · Lakewood · $6.6B CRE book
See all alternatives to OceanFirst Bank, National Association →
Markets where OceanFirst Bank, National Association lends
OceanFirst Bank, National Association has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 6, 2026 · Sources: FFIEC CDR, county records, first-party conversations.