IN lenders / Community Bank
1st Source Bank
Community Bank · South Bend, IN · 1St Source Corp
- Total assets
- $9.1B
- CRE loan book
- $1.2B
- QoQ CRE growth
- 3.7%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 23, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.01% as of Q1 2026 — TX bank median 4.87% (1.15pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.01% | 6.42% |
| Q4 2025 | 6.17% | 6.84% |
| Q3 2025 | 6.27% | 6.83% |
| Q2 2025 | 6.19% | 6.71% |
| Q1 2025 | 6.08% | 6.62% |
| Q4 2024 | 6.16% | 6.76% |
| Q3 2024 | 6.33% | 6.94% |
| Q2 2024 | 6.28% | 6.84% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.2B | $408.5M | $61.0M | 63% | $973,000 |
| Q4 2025 | $1.2B | $389.0M | $61.2M | 61% | $2.5M |
| Q3 2025 | $1.2B | $360.2M | $59.8M | 61% | $1.3M |
| Q2 2025 | $1.2B | $356.3M | $55.1M | 61% | $2.1M |
| Q1 2025 | $1.1B | $323.0M | $57.5M | 60% | $2.1M |
| Q4 2024 | $1.1B | $312.2M | $47.6M | 59% | $1.3M |
| Q3 2024 | $1.0B | $271.0M | $47.1M | 56% | $666,000 |
| Q2 2024 | $1.1B | $254.6M | $47.5M | 59% | $716,000 |
Signals
1st Source Bank: frequently asked questions
- How large is 1st Source Bank's commercial real estate loan book?
- As of Q1 2026, 1st Source Bank reported $1.2B in commercial real estate loans out of $9.1B in total assets, per its FFIEC Call Report.
- Is 1st Source Bank above the 300% CRE concentration guideline?
- 1st Source Bank's CRE loans stood at 63% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is 1st Source Bank growing or shrinking its CRE lending?
- 1st Source Bank's CRE loan book grew 3.7% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is 1st Source Bank in recorded CRE lending?
- 1 commercial deed of trust naming 1st Source Bank as lender has been recorded recently in harris County, verified from county records; the most recent was recorded Jul 23, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Carrollton BankCommunity Bank · Carrollton · $1.2B CRE book
- Austin Bank, Texas National AssociationCommunity Bank · Jacksonville · $1.1B CRE book
- American Momentum BankCommunity Bank · College Station · $1.1B CRE book
- Kennebunk Savings BankCommunity Bank · Kennebunk · $1.1B CRE book
- First Community BankCommunity Bank · Bluefield · $1.1B CRE book
Markets where 1st Source Bank lends
1st Source Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Jul 23, 2026 · Sources: FFIEC CDR, county records, first-party conversations.