VA lenders / Community Bank
First Community Bank
Community Bank · Bluefield, VA · First Community Bankshares Inc
- Total assets
- $3.6B
- CRE loan book
- $1.1B
- QoQ CRE growth
- 3.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.02% as of Q1 2026 — TX bank median 4.87% (0.16pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.02% | 5.32% |
| Q4 2025 | 4.96% | 5.38% |
| Q3 2025 | 4.92% | 5.26% |
| Q2 2025 | 4.80% | 5.17% |
| Q1 2025 | 4.78% | 5.11% |
| Q4 2024 | 4.88% | 5.21% |
| Q3 2024 | 4.85% | 5.22% |
| Q2 2024 | 4.88% | 5.24% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.1B | $58.3M | $193.1M | 205% | $2.2M |
| Q4 2025 | $1.1B | $69.5M | $191.5M | 216% | $1.5M |
| Q3 2025 | $1.1B | $67.1M | $190.9M | 216% | $2.2M |
| Q2 2025 | $1.1B | $69.2M | $189.3M | 218% | $2.8M |
| Q1 2025 | $1.1B | $74.1M | $192.2M | 221% | $3.8M |
| Q4 2024 | $1.1B | $76.8M | $199.5M | 226% | $3.1M |
| Q3 2024 | $1.1B | $79.1M | $201.6M | 231% | $2.9M |
| Q2 2024 | $1.1B | $86.4M | $196.3M | 235% | $3.1M |
Signals
Recent news
- First Community Corporation (NASDAQ: FCCO) maps Atlanta expansion, loan growth and CEO succession - Stock Titan — Coverage of First Community Bank related to lending reported by stocktitan.net.Aug 10, 2026
- FCBC|First Community Bankshares Inc|Price:47.610|Chg%:-0.030 - TradingKey — Coverage of First Community Bank related to commercial real estate and lending reported by tradingkey.com.Jul 31, 2026
- FCBC|First Community Bankshares Inc|Price:47.730|Chg%:+0.100 - TradingKey — Coverage of First Community Bank related to commercial real estate and lending reported by tradingkey.com.Jul 24, 2026
- First Community Bank, Conway Regional Announce New Hires (Movers & Shakers) - Arkansas Business — Coverage of First Community Bank related to commercial real estate and lending reported by arkansasbusiness.com.May 18, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- First Guaranty BankCommunity Bank · Hammond · $1.1B CRE book
- Kennebunk Savings BankCommunity Bank · Kennebunk · $1.1B CRE book
- American Momentum BankCommunity Bank · College Station · $1.1B CRE book
- Stearns Bank National AssociationCommunity Bank · Saint Cloud · $1.1B CRE book
- Northbrook Bank and Trust Company, National AssociationCommunity Bank · Northbrook · $1.1B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.