TX lenders / Community Bank
Austin Bank, Texas National Association
Community Bank · Jacksonville, TX · Jsa Family Ltd Partnership
- Total assets
- $3.3B
- CRE loan book
- $1.1B
- QoQ CRE growth
- -1.1%
- Q1 2026
Recorded CRE activity — harris County
10 commercial deeds of trust recorded recently, verified from county records.
- Aug 17, 2026 · landundisclosed
- Aug 12, 2026 · unknownundisclosed
- Jul 23, 2026 · unknownundisclosed
- Jul 15, 2026 · unknownundisclosed
- Jul 10, 2026 · unknownundisclosed
- Jul 8, 2026 · unknownundisclosed
- Jul 8, 2026 · landundisclosed
- Jul 8, 2026 · unknownundisclosed
- Jul 1, 2026 · unknownundisclosed
- Jul 1, 2026 · landundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.79% as of Q1 2026 — TX bank median 4.87% (1.92pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.79% | 6.98% |
| Q4 2025 | 6.90% | 7.13% |
| Q3 2025 | 6.80% | 7.06% |
| Q2 2025 | 6.66% | 6.93% |
| Q1 2025 | 6.34% | 6.63% |
| Q4 2024 | 6.42% | 6.76% |
| Q3 2024 | 6.28% | 6.61% |
| Q2 2024 | 6.04% | 6.39% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.1B | $324.7M | $17.9M | 133% | $6.3M |
| Q4 2025 | $1.2B | $326.7M | $18.1M | 138% | $6.5M |
| Q3 2025 | $1.1B | $319.3M | $18.3M | 139% | $4.5M |
| Q2 2025 | $1.1B | $306.7M | $18.4M | 142% | $3.2M |
| Q1 2025 | $1.1B | $303.7M | $18.8M | 145% | $4.4M |
| Q4 2024 | $1.0B | $282.1M | $19.0M | 140% | $4.8M |
| Q3 2024 | $1.0B | $287.3M | $13.7M | 145% | $4.5M |
| Q2 2024 | $1.0B | $290.1M | $14.6M | 147% | $2.9M |
Austin Bank, Texas National Association: frequently asked questions
- How large is Austin Bank, Texas National Association's commercial real estate loan book?
- As of Q1 2026, Austin Bank, Texas National Association reported $1.1B in commercial real estate loans out of $3.3B in total assets, per its FFIEC Call Report.
- Is Austin Bank, Texas National Association above the 300% CRE concentration guideline?
- Austin Bank, Texas National Association's CRE loans stood at 133% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Austin Bank, Texas National Association growing or shrinking its CRE lending?
- Austin Bank, Texas National Association's CRE loan book shrank 1.1% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Austin Bank, Texas National Association in recorded CRE lending?
- 10 commercial deeds of trust naming Austin Bank, Texas National Association as lender have been recorded recently in harris County, verified from county records; the most recent was recorded Aug 17, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Northbrook Bank and Trust Company, National AssociationCommunity Bank · Northbrook · $1.1B CRE book
- Stearns Bank National AssociationCommunity Bank · Saint Cloud · $1.1B CRE book
- American Momentum BankCommunity Bank · College Station · $1.1B CRE book
- Kennebunk Savings BankCommunity Bank · Kennebunk · $1.1B CRE book
- First Community BankCommunity Bank · Bluefield · $1.1B CRE book
See all alternatives to Austin Bank, Texas National Association →
Markets where Austin Bank, Texas National Association lends
Austin Bank, Texas National Association has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Aug 17, 2026 · Sources: FFIEC CDR, county records, first-party conversations.