TX lenders / Community Bank
Austin Bank, Texas National Association
Community Bank · Jacksonville, TX · Jsa Family Ltd Partnership
- Total assets
- $3.3B
- CRE loan book
- $1.1B
- QoQ CRE growth
- -1.1%
- Q1 2026
Recorded CRE activity — smith County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 1, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.79% as of Q1 2026 — TX bank median 6.76% (0.03pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.79% | 6.98% |
| Q4 2025 | 6.90% | 7.13% |
| Q3 2025 | 6.80% | 7.06% |
| Q2 2025 | 6.66% | 6.93% |
| Q1 2025 | 6.34% | 6.63% |
| Q4 2024 | 6.42% | 6.76% |
| Q3 2024 | 6.28% | 6.61% |
| Q2 2024 | 6.04% | 6.39% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.1B | $324.7M | $17.9M | 133% | $6.3M |
| Q4 2025 | $1.2B | $326.7M | $18.1M | 138% | $6.5M |
| Q3 2025 | $1.1B | $319.3M | $18.3M | 139% | $4.5M |
| Q2 2025 | $1.1B | $306.7M | $18.4M | 142% | $3.2M |
| Q1 2025 | $1.1B | $303.7M | $18.8M | 145% | $4.4M |
| Q4 2024 | $1.0B | $282.1M | $19.0M | 140% | $4.8M |
| Q3 2024 | $1.0B | $287.3M | $13.7M | 145% | $4.5M |
| Q2 2024 | $1.0B | $290.1M | $14.6M | 147% | $2.9M |
Austin Bank, Texas National Association: frequently asked questions
- How large is Austin Bank, Texas National Association's commercial real estate loan book?
- As of Q1 2026, Austin Bank, Texas National Association reported $1.1B in commercial real estate loans out of $3.3B in total assets, per its FFIEC Call Report.
- Is Austin Bank, Texas National Association above the 300% CRE concentration guideline?
- Austin Bank, Texas National Association's CRE loans stood at 133% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Austin Bank, Texas National Association growing or shrinking its CRE lending?
- Austin Bank, Texas National Association's CRE loan book shrank 1.1% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Austin Bank, Texas National Association in recorded CRE lending?
- 1 commercial deed of trust naming Austin Bank, Texas National Association as lender has been recorded recently in smith County, verified from county records; the most recent was recorded Jul 1, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
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- First Community BankCommunity Bank · Bluefield · $1.1B CRE book
- First Guaranty BankCommunity Bank · Hammond · $1.1B CRE book
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Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.