IL lenders / Community Bank
The Bank of Herrin
Community Bank · Herrin, IL · Fgh Bcorp Inc
- Total assets
- $359.1M
- CRE loan book
- $114.9M
- QoQ CRE growth
- -0.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.08% as of Q1 2026 — TX bank median 4.87% (1.21pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.08% | 6.33% |
| Q4 2025 | 5.93% | 6.36% |
| Q3 2025 | 6.38% | 6.56% |
| Q2 2025 | 6.05% | 6.39% |
| Q1 2025 | 5.89% | 6.22% |
| Q4 2024 | 6.04% | 6.37% |
| Q3 2024 | 5.98% | 6.35% |
| Q2 2024 | 5.75% | 6.17% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $114.9M | $7.0M | $12.7M | 268% | $402,000 |
| Q4 2025 | $115.0M | $13.6M | $9.6M | 266% | $80,000 |
| Q3 2025 | $113.3M | $12.5M | $8.5M | 265% | $84,000 |
| Q2 2025 | $108.9M | $8.2M | $8.1M | 257% | $87,000 |
| Q1 2025 | $110.0M | $7.6M | $9.5M | 270% | $40,000 |
| Q4 2024 | $112.9M | $8.1M | $11.6M | 270% | $44,000 |
| Q3 2024 | $114.2M | $7.7M | $12.7M | 263% | $48,000 |
| Q2 2024 | $115.7M | $9.1M | $12.8M | 279% | $51,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Upstate National BankCommunity Bank · Ogdensburg · $114.9M CRE book
- First Federal Community Bank, SSBCommunity Bank · Paris · $114.8M CRE book
- Texas Exchange BankCommunity Bank · Crowley · $114.8M CRE book
- Union County Savings BankCommunity Bank · Elizabeth · $114.1M CRE book
- Vermillion State BankCommunity Bank · Vermillion · $114.0M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.