TX lenders / Community Bank
First Federal Community Bank, SSB
Community Bank · Paris, TX · First Federal Community Mhc
- Total assets
- $616.2M
- CRE loan book
- $114.8M
- QoQ CRE growth
- -7.1%
- Q1 2026
Recorded CRE activity — oh-tuscarawas County
41 commercial deeds of trust recorded recently, verified from county records.
- Aug 14, 2026 · unknownundisclosed
- Aug 14, 2026 · unknownundisclosed
- Aug 12, 2026 · unknownundisclosed
- Aug 11, 2026 · unknownundisclosed
- Aug 11, 2026 · unknownundisclosed
- Aug 11, 2026 · unknownundisclosed
- Aug 4, 2026 · unknownundisclosed
- Aug 4, 2026 · unknownundisclosed
- Jul 31, 2026 · unknownundisclosed
- Jul 31, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.96% as of Q1 2026 — TX bank median 4.87% (1.10pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.96% | 6.12% |
| Q4 2025 | 6.11% | 6.31% |
| Q3 2025 | 6.04% | 6.29% |
| Q2 2025 | 5.95% | 6.18% |
| Q1 2025 | 5.70% | 5.97% |
| Q4 2024 | 5.73% | 6.05% |
| Q3 2024 | 5.63% | 5.98% |
| Q2 2024 | 5.46% | 5.81% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $114.8M | $28.4M | $7.9M | 83% | $928,000 |
| Q4 2025 | $123.6M | $31.8M | $8.0M | 94% | $1.1M |
| Q3 2025 | $123.1M | $33.0M | $7.6M | 94% | $1.1M |
| Q2 2025 | $117.4M | $28.0M | $7.6M | 91% | $1.1M |
| Q1 2025 | $117.9M | $30.7M | $7.4M | 97% | $842,000 |
| Q4 2024 | $114.8M | $27.5M | $7.9M | 95% | $633,000 |
| Q3 2024 | $112.7M | $26.8M | $7.2M | 93% | $656,000 |
| Q2 2024 | $111.1M | $25.9M | $7.4M | 91% | $683,000 |
First Federal Community Bank, SSB: frequently asked questions
- How large is First Federal Community Bank, SSB's commercial real estate loan book?
- As of Q1 2026, First Federal Community Bank, SSB reported $114.8M in commercial real estate loans out of $616.2M in total assets, per its FFIEC Call Report.
- Is First Federal Community Bank, SSB above the 300% CRE concentration guideline?
- First Federal Community Bank, SSB's CRE loans stood at 83% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is First Federal Community Bank, SSB growing or shrinking its CRE lending?
- First Federal Community Bank, SSB's CRE loan book shrank 7.1% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is First Federal Community Bank, SSB in recorded CRE lending?
- 41 commercial deeds of trust naming First Federal Community Bank, SSB as lender have been recorded recently in oh-tuscarawas County, verified from county records; the most recent was recorded Aug 14, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Texas Exchange BankCommunity Bank · Crowley · $114.8M CRE book
- The Bank of HerrinCommunity Bank · Herrin · $114.9M CRE book
- The Upstate National BankCommunity Bank · Ogdensburg · $114.9M CRE book
- Union County Savings BankCommunity Bank · Elizabeth · $114.1M CRE book
- Vermillion State BankCommunity Bank · Vermillion · $114.0M CRE book
Last updated Aug 14, 2026 · Sources: FFIEC CDR, county records, first-party conversations.