NJ lenders / Community Bank
Union County Savings Bank
Community Bank · Elizabeth, NJ
- Total assets
- $1.5B
- CRE loan book
- $114.1M
- QoQ CRE growth
- 19.2%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.20% as of Q1 2026 — TX bank median 4.87% (0.34pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.20% | 5.13% |
| Q4 2025 | 5.59% | 5.61% |
| Q3 2025 | 5.46% | 5.38% |
| Q2 2025 | 5.41% | 5.46% |
| Q1 2025 | 5.32% | 5.18% |
| Q4 2024 | 5.69% | 5.57% |
| Q3 2024 | 5.39% | 5.29% |
| Q2 2024 | 5.54% | 5.45% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $114.1M | $7.1M | $11.0M | 35% | $140,000 |
| Q4 2025 | $95.8M | $6.1M | $8.9M | 28% | $215,000 |
| Q3 2025 | $101.0M | $4.1M | $9.4M | 28% | $0 |
| Q2 2025 | $92.8M | $5.0M | $8.1M | 23% | $0 |
| Q1 2025 | $90.7M | $3.8M | $7.4M | 21% | $0 |
| Q4 2024 | $52.8M | $7.4M | $3.8M | 14% | $0 |
| Q3 2024 | $41.3M | $7.4M | $3.8M | 14% | $0 |
| Q2 2024 | $41.0M | $7.5M | $3.9M | 14% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Vermillion State BankCommunity Bank · Vermillion · $114.0M CRE book
- First Southern BankCommunity Bank · Waycross · $113.9M CRE book
- Texas Exchange BankCommunity Bank · Crowley · $114.8M CRE book
- Owen County State BankCommunity Bank · Spencer · $113.4M CRE book
- First Federal Community Bank, SSBCommunity Bank · Paris · $114.8M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.