IL lenders / Community Bank
Raritan State Bank
Community Bank · Raritan, IL · Raritan State Bcorp Inc
- Total assets
- $255.4M
- CRE loan book
- $3.5M
- QoQ CRE growth
- 5.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.29% as of Q1 2026 — TX bank median 4.87% (0.42pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.29% | 5.95% |
| Q4 2025 | 5.68% | 6.58% |
| Q3 2025 | 5.19% | 6.14% |
| Q2 2025 | 5.40% | 6.24% |
| Q1 2025 | 5.17% | 6.03% |
| Q4 2024 | 5.33% | 6.61% |
| Q3 2024 | 5.02% | 6.15% |
| Q2 2024 | 4.94% | 5.88% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.5M | $731,000 | $0 | 2% | $0 |
| Q4 2025 | $3.3M | $1.1M | $0 | 4% | $0 |
| Q3 2025 | $2.5M | $1.0M | $0 | 3% | $0 |
| Q2 2025 | $1.9M | $1.2M | $0 | 4% | $0 |
| Q1 2025 | $1.6M | $963,000 | $0 | 3% | $0 |
| Q4 2024 | $1.6M | $957,000 | $0 | 3% | $0 |
| Q3 2024 | $1.5M | $953,000 | $0 | 3% | $0 |
| Q2 2024 | $1.5M | $939,000 | $0 | 3% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Root River State BankCommunity Bank · Chatfield · $3.4M CRE book
- Swedish-American State BankCommunity Bank · Courtland · $3.6M CRE book
- Northeast Missouri State BankCommunity Bank · Kirksville · $3.6M CRE book
- Walters Bank and Trust CompanyCommunity Bank · Walters · $3.7M CRE book
- Clarkson BankCommunity Bank · Clarkson · $3.7M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.