OK lenders / Community Bank
Walters Bank and Trust Company
Community Bank · Walters, OK
- Total assets
- $69.9M
- CRE loan book
- $3.7M
- QoQ CRE growth
- 7.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.56% as of Q1 2026 — TX bank median 4.87% (1.69pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.56% | 7.03% |
| Q4 2025 | 6.50% | 6.95% |
| Q3 2025 | 6.54% | 6.95% |
| Q2 2025 | 6.67% | 7.09% |
| Q1 2025 | 6.59% | 7.06% |
| Q4 2024 | 6.07% | 6.48% |
| Q3 2024 | 6.03% | 6.58% |
| Q2 2024 | 5.87% | 6.49% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.7M | $0 | $0 | 25% | $0 |
| Q4 2025 | $3.4M | $0 | $0 | 22% | $0 |
| Q3 2025 | $3.2M | $0 | $0 | 21% | $0 |
| Q2 2025 | $4.1M | $0 | $0 | 28% | $0 |
| Q1 2025 | $4.1M | $0 | $0 | 28% | $0 |
| Q4 2024 | $1.6M | $0 | $0 | 10% | $0 |
| Q3 2024 | $1.6M | $0 | $0 | 10% | $0 |
| Q2 2024 | $1.5M | $0 | $0 | 10% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Clarkson BankCommunity Bank · Clarkson · $3.7M CRE book
- Northeast Missouri State BankCommunity Bank · Kirksville · $3.6M CRE book
- First Bank of UticaCommunity Bank · Utica · $3.7M CRE book
- First State Bank of GolvaCommunity Bank · Golva · $3.7M CRE book
- Swedish-American State BankCommunity Bank · Courtland · $3.6M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.