MO lenders / Community Bank
Northeast Missouri State Bank
Community Bank · Kirksville, MO · Schuyler County Bancshares Inc
- Total assets
- $164.6M
- CRE loan book
- $3.6M
- QoQ CRE growth
- -3.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.14% as of Q1 2026 — TX bank median 4.87% (1.27pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.14% | 6.96% |
| Q4 2025 | 6.35% | 7.30% |
| Q3 2025 | 6.34% | 7.24% |
| Q2 2025 | 6.26% | 7.08% |
| Q1 2025 | 6.08% | 6.94% |
| Q4 2024 | 6.06% | 6.96% |
| Q3 2024 | 5.92% | 6.94% |
| Q2 2024 | 5.76% | 6.74% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.6M | $918,000 | $0 | 7% | $0 |
| Q4 2025 | $3.8M | $1.0M | $0 | 7% | $0 |
| Q3 2025 | $4.7M | $1.9M | $0 | 12% | $0 |
| Q2 2025 | $4.6M | $1.7M | $0 | 11% | $0 |
| Q1 2025 | $4.9M | $1.7M | $0 | 11% | $0 |
| Q4 2024 | $4.0M | $1.4M | $0 | 10% | $0 |
| Q3 2024 | $3.2M | $942,000 | $0 | 8% | $0 |
| Q2 2024 | $2.9M | $581,000 | $0 | 6% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Walters Bank and Trust CompanyCommunity Bank · Walters · $3.7M CRE book
- Clarkson BankCommunity Bank · Clarkson · $3.7M CRE book
- Swedish-American State BankCommunity Bank · Courtland · $3.6M CRE book
- First Bank of UticaCommunity Bank · Utica · $3.7M CRE book
- First State Bank of GolvaCommunity Bank · Golva · $3.7M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.