IL lenders / Community Bank
Lake Forest Bank & Trust Company, National Association
Community Bank · Lake Forest, IL · Wintrust Financial Corp
- Total assets
- $9.0B
- CRE loan book
- $1.3B
- QoQ CRE growth
- -0.4%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Aug 19, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.00% as of Q1 2026 — TX bank median 4.87% (1.13pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.00% | 6.00% |
| Q4 2025 | 6.14% | 6.20% |
| Q3 2025 | 6.37% | 6.42% |
| Q2 2025 | 6.26% | 6.61% |
| Q1 2025 | 6.17% | 6.48% |
| Q4 2024 | 6.64% | 6.81% |
| Q3 2024 | 7.17% | 7.25% |
| Q2 2024 | 7.06% | 7.57% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.3B | $214.8M | $194.3M | 117% | $0 |
| Q4 2025 | $1.3B | $225.7M | $184.8M | 125% | $0 |
| Q3 2025 | $1.3B | $245.7M | $168.1M | 119% | $0 |
| Q2 2025 | $1.2B | $214.3M | $143.2M | 110% | $0 |
| Q1 2025 | $1.2B | $219.6M | $134.5M | 109% | $0 |
| Q4 2024 | $1.2B | $242.8M | $144.6M | 116% | $0 |
| Q3 2024 | $1.1B | $254.7M | $138.5M | 108% | $0 |
| Q2 2024 | $1.1B | $237.0M | $106.8M | 110% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Pinnacle BankCommunity Bank · Fort Worth · $1.3B CRE book
- PeoplesBankCommunity Bank · Holyoke · $1.4B CRE book
- VeraBank, National AssociationCommunity Bank · Henderson · $1.4B CRE book
- Guaranty BankCommunity Bank · Springfield · $1.4B CRE book
- Hills Bank and Trust CompanyCommunity Bank · Hills · $1.4B CRE book
See all alternatives to Lake Forest Bank & Trust Company, National Association →
Markets where Lake Forest Bank & Trust Company, National Association lends
Lake Forest Bank & Trust Company, National Association has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Aug 19, 2026 · Sources: FFIEC CDR, county records, first-party conversations.