IL lenders / Community Bank
Federated Bank
Community Bank · Onarga, IL · Longview Capital Corp
- Total assets
- $134.6M
- CRE loan book
- $22.2M
- QoQ CRE growth
- -2.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.40% as of Q1 2026 — TX bank median 4.87% (0.54pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.40% | 4.92% |
| Q4 2025 | 7.25% | 7.53% |
| Q3 2025 | 8.12% | 8.08% |
| Q2 2025 | — | — |
| Q1 2025 | 6.33% | 6.43% |
| Q4 2024 | 6.48% | 6.50% |
| Q3 2024 | 6.47% | 6.62% |
| Q2 2024 | 5.92% | 6.21% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $22.2M | $666,000 | $8.6M | 142% | $0 |
| Q4 2025 | $22.8M | $1.3M | $8.6M | 144% | $0 |
| Q3 2025 | $20.7M | $537,000 | $8.7M | 141% | $0 |
| Q2 2025 | $17.4M | $488,000 | $4.7M | 108% | $0 |
| Q1 2025 | $13.6M | $600,000 | $466,000 | 60% | $0 |
| Q4 2024 | $13.7M | $502,000 | $470,000 | 59% | $0 |
| Q3 2024 | $12.9M | $427,000 | $473,000 | 60% | $0 |
| Q2 2024 | $13.8M | $113,000 | $477,000 | 83% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bellevue State BankCommunity Bank · Bellevue · $22.2M CRE book
- The Seiling State BankCommunity Bank · Seiling · $22.1M CRE book
- Hamlin Bank and Trust CompanyCommunity Bank · Smethport · $22.0M CRE book
- The Goose River BankCommunity Bank · Mayville · $22.4M CRE book
- First Southeast BankCommunity Bank · Harmony · $22.6M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.