RefiLoop Lender Data

PA lenders / Community Bank

Hamlin Bank and Trust Company

Community Bank · Smethport, PA

Total assets
$495.7M
CRE loan book
$22.0M
CRE concentration
9%
below the 300% supervisory guideline
QoQ CRE growth
4.4%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$22.0M$1.8M$3.0M9%$551,000
Q4 2025$21.1M$2.1M$2.4M8%$566,000
Q3 2025$20.8M$2.2M$2.2M9%$364,000
Q2 2025$19.9M$2.1M$1.8M8%$376,000
Q1 2025$20.1M$2.5M$1.8M9%$372,000
Q4 2024$19.1M$2.3M$1.8M8%$376,000
Q3 2024$17.9M$2.4M$1.4M7%$428,000
Q2 2024$16.2M$1.4M$1.3M5%$390,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.