IL lenders / Community Bank
Byline Bank
Community Bank · Chicago, IL · Byline Bcorp Inc
- Total assets
- $9.9B
- CRE loan book
- $3.4B
- QoQ CRE growth
- -2.6%
- Q1 2026
Recorded CRE activity — oh-franklin County
2 commercial deeds of trust recorded recently, verified from county records.
- Aug 7, 2026 · unknownundisclosed
- Jun 24, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
17 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.50% (17 variable / 0 fixed) · $26.0M total approved.
Borrower cities: Houston (4), Bonham (2), Austin (2), Princeton, Midland, Plano.
Source: SBA 7(a) FOIA dataset · most recent approval Mar 20, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.34% as of Q1 2026 — TX bank median 4.87% (1.48pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.34% | 6.71% |
| Q4 2025 | 6.57% | 6.91% |
| Q3 2025 | 6.64% | 7.15% |
| Q2 2025 | 6.76% | 7.12% |
| Q1 2025 | 6.51% | 6.95% |
| Q4 2024 | 6.74% | 7.17% |
| Q3 2024 | 6.99% | 7.44% |
| Q2 2024 | 6.96% | 7.38% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.4B | $375.3M | $476.9M | 142% | $30.9M |
| Q4 2025 | $3.5B | $407.0M | $476.1M | 151% | $28.9M |
| Q3 2025 | $3.5B | $464.0M | $464.9M | 157% | $31.2M |
| Q2 2025 | $3.4B | $479.4M | $440.6M | 159% | $27.9M |
| Q1 2025 | $3.3B | $480.0M | $435.3M | 158% | $22.6M |
| Q4 2024 | $3.3B | $488.2M | $429.9M | 161% | $27.0M |
| Q3 2024 | $3.3B | $498.7M | $405.3M | 167% | $31.5M |
| Q2 2024 | $3.3B | $529.7M | $423.4M | 173% | $32.7M |
Signals
Recent news
- Byline Bancorp (BY) On The Capital Return Story And Its Fair Value Gap - Simply Wall Street — Coverage of Byline Bank related to commercial real estate and lending reported by simplywall.st.Oct 9, 2026
- Byline Bancorp (BY) Announces $87.9M Merger with Illinois State - GuruFocus — Coverage of Byline Bank related to M&A activity reported by gurufocus.com.Oct 6, 2026
- Byline Bancorp (BY) Announces Merger with Illinois State Bancorp to Expand Chicago Footprint - GuruFocus — Coverage of Byline Bank related to M&A activity reported by gurufocus.com.Oct 6, 2026
- Byline Bank Closes on Term Loan for South Bay IOS Portfolio - Connect CRE — Coverage of Byline Bank related to commercial real estate and lending reported by connectcre.com.Oct 6, 2026
- Bank of America Corp DE Buys New Position in Byline Bancorp, Inc. $BY - MarketBeat — Coverage of Byline Bank related to commercial real estate and lending reported by marketbeat.com.Sep 28, 2026
- Byline Bancorp (BY) Following Its Digital Banking Push Is The Stock Still Undervalued - simplywall.st — Coverage of Byline Bank related to commercial real estate and lending reported by simplywall.st.Sep 18, 2026
- Byline Bancorp, Inc. (NYSE:BY) Given Average Recommendation of "Moderate Buy" by Analysts - MarketBeat — Coverage of Byline Bank related to commercial real estate and lending reported by marketbeat.com.Sep 15, 2026
- Is Byline Bancorp (BY) Undervalued As Investors Reassess Its Growth Story? - simplywall.st — Coverage of Byline Bank related to commercial real estate and lending reported by simplywall.st.Sep 10, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Peapack Private Bank & TrustCommunity Bank · Bedminster · $3.4B CRE book
- Pinnacle BankCommunity Bank · Lincoln · $3.5B CRE book
- Union Bank and Trust CompanyCommunity Bank · Lincoln · $3.5B CRE book
- Univest Bank and Trust Co.Community Bank · Souderton · $3.2B CRE book
- Burke & Herbert Bank & Trust CompanyCommunity Bank · Alexandria · $3.7B CRE book
Last updated Aug 7, 2026 · Sources: FFIEC CDR, county records, first-party conversations.