IL lenders / Community Bank
Byline Bank
Community Bank · Chicago, IL · Byline Bcorp Inc
- Total assets
- $9.9B
- CRE loan book
- $3.4B
- QoQ CRE growth
- -2.6%
- Q1 2026
Recorded CRE activity — oh-franklin County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 24, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
25 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.50% (25 variable / 0 fixed) · $35.2M total approved.
Borrower cities: Houston (4), Bonham (2), Austin (2), Princeton, Midland, Plano.
Source: SBA 7(a) FOIA dataset · most recent approval Mar 20, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.34% as of Q1 2026 — TX bank median 4.87% (1.48pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.34% | 6.71% |
| Q4 2025 | 6.57% | 6.91% |
| Q3 2025 | 6.64% | 7.15% |
| Q2 2025 | 6.76% | 7.12% |
| Q1 2025 | 6.51% | 6.95% |
| Q4 2024 | 6.74% | 7.17% |
| Q3 2024 | 6.99% | 7.44% |
| Q2 2024 | 6.96% | 7.38% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.4B | $375.3M | $476.9M | 142% | $30.9M |
| Q4 2025 | $3.5B | $407.0M | $476.1M | 151% | $28.9M |
| Q3 2025 | $3.5B | $464.0M | $464.9M | 157% | $31.2M |
| Q2 2025 | $3.4B | $479.4M | $440.6M | 159% | $27.9M |
| Q1 2025 | $3.3B | $480.0M | $435.3M | 158% | $22.6M |
| Q4 2024 | $3.3B | $488.2M | $429.9M | 161% | $27.0M |
| Q3 2024 | $3.3B | $498.7M | $405.3M | 167% | $31.5M |
| Q2 2024 | $3.3B | $529.7M | $423.4M | 173% | $32.7M |
Signals
Recent news
- BY|Byline Bancorp Inc|Price:39.200|Chg%:+0.050 - TradingKey — Coverage of Byline Bank related to commercial real estate and lending reported by tradingkey.com.Jul 31, 2026
- BY|Byline Bancorp Inc|Price:38.938|Chg%:-0.262 - TradingKey — Coverage of Byline Bank related to commercial real estate and lending reported by tradingkey.com.Jul 28, 2026
- BY|Byline Bancorp Inc|Price:39.270|Chg%:+0.045 - TradingKey — Coverage of Byline Bank related to commercial real estate and lending reported by tradingkey.com.Jul 27, 2026
- Byline Bancorp Q2 Earnings Call Highlights - MarketBeat — Coverage of Byline Bank related to earnings reported by marketbeat.com.Jul 24, 2026
- Byline Bancorp (BY) Looks Fully Valued After 17th Straight SBA Lending Award - simplywall.st — Coverage of Byline Bank related to lending reported by simplywall.st.Jul 22, 2026
- Byline Bank Honored with SBA Lender of the Year Award in Illinois - globenewswire.com — Coverage of Byline Bank related to lending reported by globenewswire.com.Jul 20, 2026
- Byline Bancorp Award Highlights Commercial Real Estate Growth And Investor Focus - Yahoo Finance — Coverage of Byline Bank related to commercial real estate and lending reported by finance.yahoo.com.Jun 10, 2026
- Byline Bank Named ‘Lender of the Year’ at the Illinois Real Estate Journal’s 2026 Real Estate Awards Gala - Yahoo Finance — Coverage of Byline Bank related to lending reported by finance.yahoo.com.Jun 8, 2026
Byline Bank: frequently asked questions
- How large is Byline Bank's commercial real estate loan book?
- As of Q1 2026, Byline Bank reported $3.4B in commercial real estate loans out of $9.9B in total assets, per its FFIEC Call Report.
- Is Byline Bank above the 300% CRE concentration guideline?
- Byline Bank's CRE loans stood at 142% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Byline Bank growing or shrinking its CRE lending?
- Byline Bank's CRE loan book shrank 2.6% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Byline Bank in recorded CRE lending?
- 1 commercial deed of trust naming Byline Bank as lender has been recorded recently in oh-franklin County, verified from county records; the most recent was recorded Jun 24, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Peapack Private Bank & TrustCommunity Bank · Bedminster · $3.4B CRE book
- Pinnacle BankCommunity Bank · Lincoln · $3.5B CRE book
- Union Bank and Trust CompanyCommunity Bank · Lincoln · $3.5B CRE book
- First Mid Bank & Trust, National AssociationCommunity Bank · Mattoon · $3.3B CRE book
- The Bancorp Bank, National AssociationCommunity Bank · Sioux Falls · $3.2B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.