IA lenders / Community Bank
Commercial Savings Bank
Community Bank · Carroll, IA · Commercial Ban Corp
- Total assets
- $333.5M
- CRE loan book
- $65.1M
- QoQ CRE growth
- 6.8%
- Q1 2026
Recorded CRE activity — oh-tuscarawas County
3 commercial deeds of trust recorded recently, verified from county records.
- Jul 27, 2026 · unknownundisclosed
- Jul 17, 2026 · unknownundisclosed
- Jun 24, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.80% as of Q1 2026 — TX bank median 4.87% (0.94pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.80% | 5.93% |
| Q4 2025 | 6.01% | 6.15% |
| Q3 2025 | 5.95% | 6.21% |
| Q2 2025 | 5.83% | 6.15% |
| Q1 2025 | 5.66% | 5.87% |
| Q4 2024 | 5.66% | 5.98% |
| Q3 2024 | 5.57% | 5.98% |
| Q2 2024 | 5.31% | 5.72% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $65.1M | $7.8M | $4.2M | 86% | $0 |
| Q4 2025 | $60.9M | $11.5M | $3.6M | 49% | $0 |
| Q3 2025 | $58.3M | $9.9M | $3.2M | 44% | $0 |
| Q2 2025 | $58.1M | $10.2M | $1.7M | 41% | $0 |
| Q1 2025 | $57.0M | $12.6M | $3.8M | 59% | $0 |
| Q4 2024 | $56.0M | $13.8M | $3.9M | 66% | $0 |
| Q3 2024 | $55.1M | $16.5M | $4.0M | 83% | $0 |
| Q2 2024 | $50.4M | $13.9M | $4.5M | 76% | $0 |
Signals
Commercial Savings Bank: frequently asked questions
- How large is Commercial Savings Bank's commercial real estate loan book?
- As of Q1 2026, Commercial Savings Bank reported $65.1M in commercial real estate loans out of $333.5M in total assets, per its FFIEC Call Report.
- Is Commercial Savings Bank above the 300% CRE concentration guideline?
- Commercial Savings Bank's CRE loans stood at 86% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Commercial Savings Bank growing or shrinking its CRE lending?
- Commercial Savings Bank's CRE loan book grew 6.8% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Commercial Savings Bank in recorded CRE lending?
- 3 commercial deeds of trust naming Commercial Savings Bank as lender have been recorded recently in oh-tuscarawas County, verified from county records; the most recent was recorded Jul 27, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Grant County State BankCommunity Bank · Swayzee · $65.1M CRE book
- TS BankCommunity Bank · Treynor · $65.0M CRE book
- Waumandee State BankCommunity Bank · Waumandee · $64.9M CRE book
- The Denison State BankCommunity Bank · Holton · $64.8M CRE book
- Caldwell Bank & Trust CompanyCommunity Bank · Columbia · $64.2M CRE book
Last updated Jul 27, 2026 · Sources: FFIEC CDR, county records, first-party conversations.