OK lenders / Community Bank
Cowboy Bank
Community Bank · Kremlin, OK · Cowboy Bancshares Llc
- Total assets
- $369.3M
- CRE loan book
- $65.0M
- QoQ CRE growth
- 0.3%
- Q1 2026
Recorded CRE activity — leon County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 7, 2026 · landundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.00% as of Q1 2026 — TX bank median 4.87% (2.14pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.00% | 7.09% |
| Q4 2025 | 7.55% | 7.44% |
| Q3 2025 | 7.47% | 7.00% |
| Q2 2025 | 6.74% | 7.04% |
| Q1 2025 | 6.79% | 6.87% |
| Q4 2024 | 6.77% | 6.64% |
| Q3 2024 | 7.02% | 7.03% |
| Q2 2024 | 6.89% | 6.91% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $65.0M | $3.3M | $1.3M | 121% | $1,000 |
| Q4 2025 | $64.8M | $3.2M | $1.3M | 126% | $1,000 |
| Q3 2025 | $58.5M | $2.3M | $1.3M | 105% | $1,000 |
| Q2 2025 | $56.5M | $4.4M | $3.3M | 106% | $1,000 |
| Q1 2025 | $53.5M | $3.8M | $1.3M | 103% | $1,000 |
| Q4 2024 | $51.0M | $3.6M | $1.4M | 101% | $1,000 |
| Q3 2024 | $42.0M | $4.1M | $1.4M | 73% | $1,000 |
| Q2 2024 | $39.9M | $3.0M | $1.4M | 71% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
Last updated Jul 7, 2026 · Sources: FFIEC CDR, county records, first-party conversations.