WI lenders / Community Bank
Waumandee State Bank
Community Bank · Waumandee, WI · Waumandee Bancshares Ltd
- Total assets
- $350.6M
- CRE loan book
- $64.9M
- QoQ CRE growth
- -2.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.76% as of Q1 2026 — TX bank median 4.87% (1.90pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.76% | 6.74% |
| Q4 2025 | 6.81% | 7.13% |
| Q3 2025 | 6.64% | 6.96% |
| Q2 2025 | 6.36% | 6.78% |
| Q1 2025 | 6.11% | 6.68% |
| Q4 2024 | 6.28% | 6.82% |
| Q3 2024 | 6.17% | 6.75% |
| Q2 2024 | 6.17% | 6.60% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $64.9M | $9.8M | $2.0M | 187% | $864,000 |
| Q4 2025 | $66.4M | $10.9M | $2.0M | 192% | $864,000 |
| Q3 2025 | $72.4M | $12.6M | $2.0M | 214% | $2.6M |
| Q2 2025 | $69.9M | $8.8M | $1.5M | 207% | $3.7M |
| Q1 2025 | $70.5M | $6.8M | $1.4M | 215% | $1.2M |
| Q4 2024 | $69.2M | $5.1M | $1.4M | 206% | $473,000 |
| Q3 2024 | $70.9M | $5.2M | $1.4M | 217% | $342,000 |
| Q2 2024 | $69.0M | $4.3M | $1.4M | 211% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.