GA lenders / Community Bank
PromiseOne Bank
Community Bank · Duluth, GA · Promiseone Bcorp Inc
- Total assets
- $840.4M
- CRE loan book
- $313.5M
- QoQ CRE growth
- 0.8%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 29, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
3 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 8.00% (3 variable / 0 fixed) · $1.4M total approved.
Source: SBA 7(a) FOIA dataset · most recent approval Feb 13, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.61% as of Q1 2026 — TX bank median 4.87% (1.75pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.61% | 6.65% |
| Q4 2025 | 6.79% | 6.86% |
| Q3 2025 | 6.79% | 6.86% |
| Q2 2025 | 6.76% | 6.87% |
| Q1 2025 | 6.62% | 6.71% |
| Q4 2024 | 6.99% | 7.14% |
| Q3 2024 | 6.82% | 6.93% |
| Q2 2024 | 6.91% | 7.06% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $313.5M | $3.1M | $15.6M | 267% | $3.4M |
| Q4 2025 | $310.9M | $2.9M | $13.4M | 268% | $3.9M |
| Q3 2025 | $300.8M | $2.9M | $13.5M | 247% | $3.9M |
| Q2 2025 | $291.9M | $3.1M | $13.6M | 251% | $5.7M |
| Q1 2025 | $285.2M | $3.1M | $13.6M | 255% | $5.0M |
| Q4 2024 | $265.3M | $4.5M | $11.7M | 232% | $3.7M |
| Q3 2024 | $260.5M | $4.5M | $11.1M | 232% | $4.2M |
| Q2 2024 | $258.1M | $7.6M | $11.2M | 232% | $1.8M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Jonestown Bank and Trust Company, of Jonestown, PennsylvaniaCommunity Bank · Jonestown · $315.2M CRE book
- Fm Bank And TrustCommunity Bank · Blytheville · $315.5M CRE book
- Alliance BankCommunity Bank · Lake City · $316.4M CRE book
- American State BankCommunity Bank · Arp · $309.3M CRE book
- The First National Bank and Trust Co., Chickasha, OklahomaCommunity Bank · Chickasha · $308.3M CRE book
Markets where PromiseOne Bank lends
PromiseOne Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Jul 29, 2026 · Sources: FFIEC CDR, county records, first-party conversations.