TX lenders / Community Bank
American State Bank
Community Bank · Arp, TX · Steele Bancshares Inc
- Total assets
- $652.8M
- CRE loan book
- $309.3M
- QoQ CRE growth
- -9.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.50% as of Q1 2026 — TX bank median 6.76% (1.25pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.50% | 5.67% |
| Q4 2025 | 6.09% | 6.22% |
| Q3 2025 | 6.15% | 6.30% |
| Q2 2025 | 5.96% | 6.07% |
| Q1 2025 | 5.70% | 5.87% |
| Q4 2024 | 6.30% | 6.51% |
| Q3 2024 | 5.69% | 5.98% |
| Q2 2024 | 5.57% | 5.89% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $309.3M | $46.7M | $11.0M | 373% | $10.7M |
| Q4 2025 | $342.0M | $53.9M | $35.2M | 413% | $433,000 |
| Q3 2025 | $349.6M | $47.1M | $46.5M | 414% | $433,000 |
| Q2 2025 | $347.7M | $57.2M | $38.9M | 407% | $433,000 |
| Q1 2025 | $363.6M | $65.1M | $39.1M | 423% | $441,000 |
| Q4 2024 | $361.1M | $71.7M | $39.3M | 413% | $248,000 |
| Q3 2024 | $464.6M | $75.7M | $43.8M | 482% | $248,000 |
| Q2 2024 | $457.1M | $83.8M | $43.7M | 468% | $248,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Hiawatha National BankCommunity Bank · Hager City · $307.1M CRE book
- Citizens State BankCommunity Bank · Somerville · $305.9M CRE book
- Newfield National BankCommunity Bank · Newfield · $304.9M CRE book
- Walden Savings BankCommunity Bank · Montgomery · $303.7M CRE book
- Jonestown Bank and Trust Company, of Jonestown, PennsylvaniaCommunity Bank · Jonestown · $315.2M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.